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Canada West
اقرأ عينة مجانية

Canada West

بقلم Canada Department of the Interior

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CANADA
WEST

160 ACRE
FARMS in
WESTERN
CANADA
FREE
ISSUED BY DIRECTION OF HON. W. J. ROCHE MINISTER OF THE INTERIOR, OTTAWA, CANADA. 1914

Table of Contents added for convenience.

LAND REGULATIONS IN CANADA
ANOTHER GOOD YEAR IN WESTERN CANADA
MANITOBA
SASKATCHEWAN
ALBERTA
BRITISH COLUMBIA
WHAT WINS IN CENTRAL CANADA
YOUR OPPORTUNITY
GENERAL INFORMATION
VALUABLE HINTS FOR THE MAN ABOUT TO START

LAND REGULATIONS IN CANADA

All public lands in Manitoba, Saskatchewan, and Alberta are controlled and administered by the Dominion Government through the Department of the Interior. The lands disposed of as free homesteads (Government grants) under certain conditions involving residence and improvements, are surveyed into square blocks, six miles long by six miles wide, called townships. When these improvements are completed and duties performed, a patent or crown deed is issued.

THE FOLLOWING IS A PLAN OF A TOWNSHIP

Showing how the land is divided into square sections and square quarter-sections. Also showing how the sections in a township are numbered.

Each township is subdivided into 36 square blocks or sections one mile square and containing 640 acres and numbered from one to thirty-six. Each section is divided into four quarter-sections of 160 acres each.

The four quarters of the section are described, as the northeast, the northwest, the southeast and the southwest quarter.

Who Is Eligible. The sole head of a family or any male eighteen years of age or over, who is a British subject or who declares his intention to become a British subject; a widow having minor children of her own dependent upon her for support.

Acquiring Homestead. To acquire a homestead applicant must make entry in person, either at the Dominion Lands Office for the district in which the land applied for is situate, or at a sub-agency authorized to transact business in such district. At the time of entry a fee of $10 must be paid. The certificate of entry which is then granted the applicant gives him authority to enter upon the land and maintain full possession of it as long as he complies with the homestead requirements.

Cattle Provision to Secure Homestead. With certain restriction, stock may be substituted in lieu of cultivation.

Residence. To earn patent for homestead, a person must reside in a habitable house upon the land for six months during each of three years. Such residence however, need not be commenced before six months after the date on which entry for the land was secured.

Improvement Duties. Before being eligible to apply for patent, a homesteader must break (plough up) thirty acres of the homestead, of which twenty acres must be cropped. It is also required that a reasonable proportion of this cultivation must be done during each homestead year.

Application for Patent. When a homesteader has completed his residence and cultivation duties he makes application for patent before the Agent of Dominion Lands for the district in which the homestead is situate, or before a sub-agent authorized to deal with lands in such district. If the duties have been satisfactorily performed patent issues to the homesteader shortly after without any further action on his part, and the land thus becomes his absolute property.

Timber and Fuel. An occupant of a homestead quarter-section, having no suitable timber of his own, may obtain on payment of a 25-cent fee a permit to cut 3,000 lineal feet of building timber, 400 roof poles, 500 fence posts, 2,000 fence rails. Homesteaders and all bona fide settlers, without timber on their own farms, may also obtain permits to cut dry timber for their own use on their farms for fuel and fencing.

CUSTOMS REGULATIONS

A settler may bring into Canada, free of duty, live stock for the farm on the following basis, if he has actually owned such live stock abroad for at least six months before his removal to Canada, and has brought them into Canada within one year after his first arrival viz: If horses only are brought in, 16 allowed. If cattle are brought in, 16 allowed; if sheep are brought in 160 allowed; if swine are brought in, 160 allowed. If horses, cattle, sheep and swine are brought in together, or part of each, the same proportions as above are to be observed.

Duty is to be paid on live stock in excess of the number above provided for. For customs entry purposes a mare with a colt under six months old is to be reckoned as one animal; a cow with a calf under six months old is also to be reckoned as one animal. Cattle and other live stock imported into Canada are subject to Quarantine Regulations.

The following articles have free entry:

Settler's effects, free viz: Wearing apparel, household furniture, books, implements and tools of trade, occupation, or employment: guns, musical instruments, domestic sewing machines, typewriters, live stock, bicycles, carts, and other vehicles, and agricultural implements in use by the settler for at least six months before his removal to Canada, not to include machinery or articles imported for use in any manufacturing establishment or for sale; also books, pictures, family plate or furniture, personal effects, and heirlooms left by bequest; provided, that any dutiable articles entered as settlers' effects may not be so entered unless brought with the settler on his first arrival, and shall not be sold or otherwise disposed of without payment of duty until after twelve months' actual use in Canada.

The settler will be required to take oath that all of the articles have been owned by himself or herself for at least

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six months before removal to Canada; and that none have been imported as merchandise, for use in a manufacturing establishment or as a contractor's outfit, or for sale, and that he or she intend becoming a permanent settler within the Dominion of Canada, and that the "Live Stock" enumerated is intended for his or her own use on the farm which he or she is about to occupy (or cultivate), and not for sale or speculative purposes, nor for the use of any other person or persons.

FREIGHT REGULATIONS

1. Carloads of Settlers' Effects, the property of the settler, may be made up of the following described property for the benefit of actual settlers, viz: Live stock, any number up to but not exceeding ten (10) head, all told, viz: Cattle, calves, sheep, hogs, mules, or horses (the customs will admit free of duty in numbers referred to in Customs paragraph above, but railway regulations only permit ten head in each car); Household Goods and personal property (second-hand); Wagons or other vehicles for personal use (second-hand); Farm Machinery, Implements, and Tools (all second-hand); Soft-wood Lumber (Pine, Hemlock, or Spruce—only) and Shingles, which must not exceed 2,000 feet in all, or the equivalent thereof; or in lieu of, not in addition to the lumber and shingles, a Portable House may be shipped; Seed Grain, small quantity of trees or shrubbery; small lot live poultry or pet animals; and sufficient feed for the live stock while on the journey. Settlers' Effects rates, however, will not apply on shipments of second-hand Wagons, Buggies, Farm Machinery, Implements, or Tools, unless accompanied by Household Goods.

2. Should the allotted number of live stock be exceeded, the additional animals will be charged for at proportionate rates over and above the carload rate for the Settlers' Effects, but the total charge for any one such car will not exceed the regular rate for a straight carload of Live Stock.

3. Passes—One man will be passed free in charge of live stock when forming part of carloads, to feed, water, and care for them in transit. Agents will use the usual form of Live Stock Contract.

4. Less than carloads will be understood to mean only Household Goods (second-hand), Wagons or other vehicles for personal use (second-hand), and (second-hand) Farm Machinery, Implements, and Tools. Less than carload lots must be plainly addressed. Minimum charge on any shipment will be 100 pounds at regular first-class rate.

5. Merchandise, such as groceries, provisions, hardware, etc., also implements, machinery, vehicles, etc., if new, will not be regarded as Settlers' Effects, and, if shipped, will be charged at the regular classified tariff rates. Agents, both at loading and delivering stations, therefore, give attention to the prevention of the loading of the contraband articles and see that the actual weights are way-billed when carloads exceed 24,000 lbs. on lines north of St. Paul.

6. Top Loads.—Agents do not permit, under any circumstances, any article to be loaded on the top of box or stock cars; such manner of loading is dangerous and absolutely forbidden.

7. Settlers' Effects, to be entitled to the carload rates, cannot be stopped at any point short of destination for the purpose of unloading part. The entire carload must go through to the station to which originally consigned.

8. The carload rates on Settlers' Effects apply on any shipment occupying a car weighing 24,000 pounds or less. If the carload weighs over 24,000 lbs. the additional weight will be charged for. North of St. Paul, Minn., 24,000 lbs. constitutes a carload, between Chicago and St. Paul and Kansas City or Omaha and St. Paul a carload is 20,000 lbs. From Chicago and Kansas City north to St. Paul any amount over this will be charged extra. From points South and East of Chicago, only five horses or heads of live stock are allowed in carloads, any over this will be charged extra; carload 12,000 lbs. minimum.

9. Minimum charge on any shipment will be 100 lbs. at first-class rate.

QUARANTINE OF SETTLERS' CATTLE

Settlers' cattle must be inspected at the boundary. Inspectors may subject any cattle showing symptoms of tuberculosis to the tuberculin test before allowing them to enter. Any cattle found tuberculous to be returned to the United States or killed without indemnity. Settlers' horses are admitted on inspection if accompanied by certificate of mallein test signed by a United States Inspector of Bureau of Animal Industries, without which they will be inspected at the boundary free of charge by a Canadian Officer. Settler should apply to Canadian Government Office for name of Inspector nearest him. Certificate of any other Veterinarian will not be accepted. Horses found to be affected with glanders within six months of entry are slaughtered without compensation. Sheep may be admitted subject to inspection at port of entry. If disease is discovered to exist in them, they may be returned or slaughtered. Swine may be admitted, when forming part of Settlers' Effects, but only after a quarantine of thirty days, and when accompanied by a certificate that swine plague or hog cholera has not existed in the district whence they came for six months preceding the date of shipment; when not accompanied by such certificate, they must be subject to inspection at port of entry. If diseased to be slaughtered, without compensation.

UNITED STATES AGENTS.

M. V. MacINNES, 176 Jefferson Ave., Detroit, Mich. J. M. MacLACHLAN, Drawer 197, Watertown, S. D. C. A. LAURIER, Marquette, Mich. W. V. BENNETT, 220 17th St., Room 4, Bee Bldg., Omaha, Neb. J. S. CRAWFORD, 301 E. Genesee St., Syracuse, N. Y. GEO. A. COOK, 125 W. 9th St., Kansas City, Mo. W. S. NETHERY, Room 82, Interurban Station Bldg., Columbus, Ohio. BENJ. DAVIES, Boom 6, Dunn Block, Great Falls, Mont. G. W. AIRD, 215 Traction-Terminal Bldg., Indianapolis, Ind. J. N. GRIEVE, Cor. 1st and Post Sts., Spokane, Wash. C. J. BROUGHTON, Room 412, 112 W. Adams St., Chicago, Ill. J. E. La FORCE, 29 Weybrosset Street, Providence, R. I. GEORGE A. HALL, 123 Second St., Milwaukee, Wis. J. B. CARBONNEAU, Jr., Biddeford, Me. R. A. GARRETT, 311 Jackson St., St. Paul, Minn. MAX A. BOWLBY, 73 Tremont St., Boston, Mass. FRANK H. HEWITT, 5th St., Des Moines, Iowa. J. A. LAFERRIERE, 1139 Elm St., Manchester, N. H. W. E. BLACK, Clifford Block, Grand Forks, N. D. F. A. HARRISON, 210 North 3d St., Harrisburg, Pa.

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The present demand for food stuffs and the expense of their production on high-priced lands make it seem that Western Canada, with its opportunity for meeting this demand, came into notice at the crucial period. Its millions of acres of land, easily cultivable, highly productive, accessible to railways, and with unexcelled

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climatic conditions, offer something too great to be overlooked.

The provinces of Manitoba, Saskatchewan, and Alberta have the largest area of desirable lands in North America, with but 8 per cent under the plough. Their cultivation has practically just begun. A few years ago the wheat crop amounted to only 71 million bushels. To-day, with only 4 per cent of the available area in wheat, the crop is over 209 million bushels. What, then, will 44 per cent produce?

Then look at immigration. In 1901 it was 49,149, of which 17,000 were from the United States; in 1906 it was 189,064, of which 57,000 were Americans; in 1913 it was about 400,000, about 125,000 being Americans. Why did these Americans go to Canada? Because the American farmer, like his Canadian cousin, is a shrewd business man. When an American can sell his farm at from $100 to $200 per acre and homestead in Canada for himself and for each of his sons who are of age, 160 acres of fertile land, capable of producing several bushels more to the acre than he has ever known, he will be certain to make the change.

And then, following the capital of brawn, muscle, and sinew, comes American capital, keeping in touch with the industrious farmer with whom it has had dealings for many years. These two, with farming experience, are no small factors in a country's upbuilding. Nothing is said of the great mineral and forest wealth, little of which has been touched.

In so short a time, no country in the world's history has attracted to its borders so large a number of settlers prepared to go on the land, or so much wealth, as have the Canadian prairies. Never before has pioneering been accomplished under conditions so favourable as those in Western Canada to-day.

It is not only into the prairie provinces that these people go, but many continue westward to the great trees and mountains, and fertile valleys, the glory of British Columbia, where can be grown agricultural products of almost every kind, and where fruit is of great importance. The vast expanse of the plains attracts hundreds of thousands who at once set to work to cultivate their large holdings. But man's work, even in the cities with their record-breaking building rush, is the smallest part of the great panorama that unfolds on a journey through the country. Nature is still supreme, and man is still the divine pigmy audaciously seeking to impose his will and stamp his mark upon an unconquered half continent.

THE HOMEMAKING SPIRIT.—The most commendable feature in Western development to-day is the "homemaking spirit." The people are finding happiness in planting trees, making gardens, building schools, colleges, and universities, and producing an environment so homelike that the country cannot be regarded as a temporary abode in which to make a "pile" preparatory to returning East.

Confiding to his better half what they will do with the proceeds of their crop of wheat, which yielded 41½ bushels per acre.

THOUSANDS OF AVAILABLE HOMESTEADS.—The desire of the American people to procure land is strong. Agricultural lands of proved value have so advanced in price that for the man with moderate means, who wishes to farm, finding a suitable location has become a serious question. Fortunately, in Manitoba, Saskatchewan, and Alberta, there are yet thousands of free homesteads of 160 acres each, which may be had by the simple means of filing, paying a ten-dollar entrance fee, and living on the land for six months each year for three years. No long, preliminary journey, tedious, expensive, and hazardous, is necessary. This homesteading has been going on in Canada for several years, and hundreds of thousands of claims have been taken up, but much good land still is unoccupied. Many consider the remaining claims among the best. They comprise lands in the park districts of each of the three provinces, where natural groves give a beauty to the landscape. Here wheat, oats, barley, and flax can be grown successfully, and the districts are admirably adapted to mixed farming. Cattle fatten on the nutritious grasses; dairying can be carried on successfully; timber for building is within reach, and water easy to procure.

In addition to the free grant lands, there are lands which may be purchased from railways and private companies and individuals. These lands have not increased in price as their productivity and location might warrant, and may still be had for reasonably low sums and on easy terms.

Nowhere else in the world are there such splendid opportunities for indulgence in the land-passion as in Western Canada. Millions of rich acres beckon for occupation and cultivation. Varying soil and climate are suited to contrary requirements—grazing lands for the stock breeder; deep-tilling soils for the market gardener; rolling, partly wooded districts for the mixed-farming advocate; level prairie for the grain farmer; bench lands and hillsides for the cultivator of fruits.

ANOTHER GOOD YEAR IN WESTERN CANADA

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Manitoba, Saskatchewan, and Alberta Have Splendid Crops.

The grain crop of 1913 was harvested and threshed in perfect condition. Excepting flax, the average yield was excellent; wheat almost universally graded near the top. Wheat from many fields averaged forty bushels per acre, weighing sixty-five pounds to the measured bushel. Oats ran from fifty to one hundred and fifteen bushels to the acre, and barley kept up the reputation of Western Canada as a producer of that cereal. In many sections the yield of flax exceeded earlier expectations, although in places, winds which blew off the boll caused some loss. Hundreds of farmers of small means who have been in the country only three or four years, paid up all their indebtedness out of the crop of 1913 and put aside something for farm and home improvements. Not only for the farmer with limited means and small acreage has the year been prosperous; the man able to conduct farming on a large scale has been equally successful—and for such, Western Canada offers many opportunities.

A farmer in southern Alberta raised 350,000 bushels of grain last year, and made a fortune out of it. In Saskatchewan and in Manitoba is heard the same story of the successful working of large areas.

As was to be expected with its unprecedented development, the financial stress during 1913 was felt as keenly throughout Western Canada as anywhere in the country. The fact is that money could not keep pace with the natural demands of 400,000 new people a year. Towns and cities had to be built, farming operations were extensive, and capitalists had not made sufficient preparation. But last year's crop has restored conditions to a normal state, and natural and reasonable development will continue.

Owing to a wet fall in 1912 and a heavy snowfall the succeeding winter, seeding in some districts was later than usual. But with the favourable weather of May, June, and July, wheat sown in May ripened early in August. Rains came at the right time, and throughout the season the best of weather prevailed.

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well. Shelter and water are abundant." tag="{http://www.w3.org/1999/xhtml}img"/> These cattle winter out in Western Canada and do well. Shelter and water are abundant.

The Cities Reflect the Growth of the Country.—Passing through Western Canada from Winnipeg, and observing the cities and towns along the network of railways in Manitoba, Saskatchewan, and Alberta, one feels there must be "something of a country" behind them all. Gaze in any direction and the same view is presented: field after field of waving grain; labourers at work converting the virgin prairie into more fields; wide pasture lands where cattle are fattening on grasses rich in both milk- and beef-producing properties. Here is the wealth that builds the cities.

In thirty years Winnipeg has increased in population from 2,000 to 200,000; and become an important gateway of commerce. The wheat alone grown in the three prairie provinces in 1913 is sufficient to keep a steady stream of 1,000 bushels per minute continuously night and day going to the head of the lakes for three and a half months, and in addition to that, the oats and barley would supply this stream for another four months. The value of the grain crop alone would be sufficient to build any of our great transcontinental railroads and all their equipment, everything connected with them, from ocean to ocean. With only 10 per cent of the arable land under cultivation, what will the possibilities be when 288 million acres of the best land that the sun shines on is brought under the plough? Do you not see the portent of a great, vigorous, populous nation living under those sunny skies north of the 49th parallel?

New Railway Mileage Grows at Rapid Rate.—Every year long stretches of new rails are extended into some hitherto untravelled domain, bringing into subjugation mountain, plain, and forest. Mighty rivers are being bridged, massive mountains are being tunnelled, and real zest is being given this work in the exciting race between the rival companies as they strive to outstrip each other in surmounting Nature's obstacles. During 1913, more than 4,000 miles of new road have been built in Canada, the bulk of this in Western Canada.

The latest reports give the total railway mileage in Manitoba, Saskatchewan, and Alberta as 12,760 miles, the Canadian Pacific Railway having 5,534; the Canadian Northern, 4,187; the Grand Trunk Pacific, 1,476; the Great Northern Railway, 162. Manitoba has a total mileage of 4,014; Saskatchewan, 5,679; Alberta, 3,073. The gain over 1912 is about 3,400 miles.

Western Canada's Wheat.—The quality of Western Canada wheat is recognized everywhere. Recently a U. S. senator said of the Canadian grain fields: "The wheat that Canada raises is the Northwestern hard spring wheat. The cost of raising is less in Canada than in the States, because the new lands there will produce larger crops than the older land on this side of the line, and the land is cheaper than in the United States."

According to official figures the total estimated wheat production of Western Canada in 1913 was 209,262,000 bushels, an increase of more than 5 million bushels in 1912. Oats show a total yield of more than 242,413,000 bushels, barley more than 30 million bushels, rye more than 2,500,000 bushels, flax more than 14 million bushels, and mixed grains more than 17 million bushels. Wheat, oats, barley, and rye are above the average quality of the last two years, and potatoes and root crops show a good percentage of standard condition during growth. The value of the harvest is approximately 209 million dollars as compared with about 200 million in 1912.

Winnipeg, the grain centre of Western Canada, has received and handled more wheat per day than Chicago, Minneapolis, and Duluth combined.

Approximately 191 million bushels of grain were shipped from the elevators at Fort William and Port Arthur during the season of navigation; from the first of September, 1913, until December 20, 127 million bushels of grain were shipped to the east—52,000,000 bushels more than for the same period last year.

What Farmers Receive.—The amount of grain marketed, and the estimated receipts, based on an average price for September, October, and November, are as follows:

Bushels Price per
bushel Wheat 97,000,000 .73 $70,000,000 Oats 30,000,000 .30 9,000,000 Barley 9,500,000 .40 3,800,000 Flax 6,500,000 $1.10 7,150,000 Total $89,950,000

A Splendid Fall.—The fall of 1913 was exceedingly favourable to the farmer of Western Canada. The weather made it possible to harvest and thresh in the minimum of time, and in some cases permitted a start on fall ploughing early in September, in many parts continuing until December 1st. Owners of traction engines took advantage of clear nights to plough, the powerful headlights throwing a brilliant light across the fields. The men worked in relays, and it was frequently midnight before the big outfits quit.

Beginning a home in the prairie—house and
table "lands" are built on cement foundation. Sizing up quantity of hay per acre
he would get from his hayfield. Starting from town with loads of
posts for pasture fence.

Mixed Farming.—Mixed farming is yielding large profits to those who work intelligently along the lines of intensive farming. In addition to wheat, oats, barley, and flax—alfalfa and other fodder crops are grown, and in some places corn.

Every variety of vegetable grows abundantly and sugar beets are a moneymaker. Stock-raising is an important branch of mixed farming, and hogs and sheep are commanding high prices, the demand greatly exceeding the supply.

Sheep.—The sheep industry in Western Canada pays exceedingly well. In the early days—but a few short years ago—a district south of the Canadian Pacific Railway from Swift Current to Maple Creek was stocked with sheep, and several large ranches made money, but with the onrush of settlement these ranches have been vacated and are now given up to successful grain growing. However, the farmers who now cross the boundary to purchase the best Montana breeds and take them to their farms, in every case report a success

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as great as that in grain growing. Although no country could be better fitted for sheep raising, and numerous successes have been made, Western Canada imports much of its mutton.

Profits in Horse Raising.—The raising of horses is receiving increasing attention. Here also a rare opportunity for profit exists, for the market is woefully unsupplied.

Dairying offers splendid opportunities for profit. In the rapidly growing cities and towns there is a demand for milk, cream, and butter. Creameries and cheese factories are established at accessible points. The feeding of cattle is nominal.

Poultry Products can be readily marketed, and poultry raisers have done remarkably well. No one knows better than the farmer's wife the saving effected by having a flock of hens, some turkeys, geese and ducks, and the cost of feed is not noticed.

Hog Raising.—Hog-raising has equal advantages with grain growing. A large quantity of pork that should be supplied at home is now shipped in. Barley, the best staple for hog raising, is easily grown and yields heavily. Alfalfa can be grown with little trouble, and with two crops in a season, and three tons to the acre to a crop, it will play an important part in the hog industry of the future. The Canadian field pea and the rape, also are good feed and produce the very best of pork.

Chas. Reid, of Swift Current, who sold a thousand dollars' worth of pork last summer, and then had considerable on hand, has demonstrated that hogs pay better than straight grain raising. He has an income from his farm the whole year round.

A farmer near Moose Jaw sold some hogs for $130.00. To the question, "What did they cost?" he answered: "Really nothing. I bought one sow; I have kept two, and I have three to kill for my own use. Of course we had skim milk and buttermilk, and I fed some chop, but what is left is worth all I paid out. I call the $130.00 clear profit."

It is the same story in all parts of Manitoba, Saskatchewan, and Alberta. A little attention, plenty of such grain as would go to waste, some shelter, and that's all. Last year many farmers went into hog-raising extensively, and it saved many of them from financial embarrassment; for when money was not obtainable at the banks, farmers having marketable hogs sold them with handsome profit. Several made from $1.00 to $1.20 per bushel for wheat by feeding it to hogs.

Butter and Eggs.—Large sums are spent regularly in United States markets for butter and eggs to supply the cities and towns of Western Canada, and large quantities of butter are imported from New Zealand. Not only is the demand in the towns, but many wheat-raisers purchase these commodities when they might produce them on their own farms at trifling cost.

William Elliott, near Moose Jaw, has eight cows and eighty hens. In less than eight months, his butter and eggs sold for more than $500. All the groceries and the children's clothing and boots, are paid for with butter and egg money.

W. H. Johnston, five miles south of Moose Jaw, has thirty cows and milks an average of twenty-five. His gross receipts last summer were from $600 to $700 per month, of which $300 was profit. He grows his own feed, principally oats and hay, and has no worries over harvesting or grain prices.

Truck Gardening.—Long days of abundant sunshine from May to September, and adequate moisture in the spring and early summer permit of a wide variety of products. The soil is rich and warm, and easily worked. Close attention to cultivation has resulted in record yields of vegetables and small fruits, which bring good prices in the cities.

A farmer within five miles of Moose Jaw, who sold vegetables at the city market last year realized more than $300 between August 1, and October 30. He had half an acre in carrots, cabbage, cauliflower, radishes, beans, lettuce and onions, and half an acre in potatoes and turnips. His own table was supplied all summer and enough vegetables were put in the cellar to supply him during the winter and seed potatoes in the spring.

R. P. O. Uwell's old home, Clover Bar, Alberta.
This old home is now replaced by one
of more modern structure. A comfortable modern home in Western
Canada, the old home now used as a granary. William Hamilton—Pioneer. Segar Wheeler's residence
"Rosthern," Sask. is a fair type of many homes in the Canadians.

Corn Can Be Grown on Canadian Prairies.—Manitoba is producing corn, chiefly for feed. On September 28, corn nine feet high had developed to the dough stage, and the crop would easily exceed twenty tons to the acre. There are also scattered fields of corn in Saskatchewan and Alberta.

Corn is successfully grown in the northern part of Minnesota in similar soil and under the same climatic condition, and there is no apparent reason why like results should not be secured in Western Canada. Many American farmers of experience believe the corn belt is extending northward.

Alfalfa is an assured crop in many parts of Western Canada and is destined to be the leading forage crop. In a recent competition forty-three entries were made, and every field was one of which farmers of the older alfalfa countries might be proud. In southern Alberta alfalfa is a success; at Edmonton it grows abundantly. Battleford, Prince Albert, Regina, Indian Head, Lacombe, Brandon, and in many other districts alfalfa is grown.

Post Offices.—Throughout the settled portions of Western Canada are found post offices at which mails are delivered regularly, thus bringing Eastern friends within a few days' reach of those who have gone forward to make homes under new but favourable conditions on the fertile lands of the West. Last year hundreds of new post offices were established, many of them at points remote from the railway, but all demanded by new settlements made during the year.

Roads and Bridges.—It is said to be the policy of the Canadian Government to do everything possible for the welfare of the settler, whether in accessible new town or remote hamlet. This solicitude is shown in every branch dealing with the organizing of new districts. Bridges have been built, roads constructed, the district policed, and a dozen other conveniences provided. Is it any wonder that with the splendid, high-yielding land, free to the homesteader or open to purchase at reasonable prices from railway and land companies, the Canadian immigration records for 1913 were so high?

Land Laws.—Canada's land laws were formed after the United States had applied its methods to the free lands of the West, and embody the best United States provisions. They are so framed as not to bear heavily on the settler,

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whose interests are carefully watched, and are liberally administered. After several years' trial they have proved satisfactory.

Titles, or patents, come from the Crown, and on being registered in a Land Titles Office these patents secure a transfer.

Taxes outside of cities, towns, and the larger municipalities, are merely nominal and are devoted entirely to the improvement of roads, to educational purposes, to the payment of salaries, and to the erection of public buildings. At least 50 per cent of these costs, and in small struggling communities, 60 per cent or more, is paid by the Government out of the fund produced by the sale of school lands, one-eighth of the country having been reserved for that purpose.

The Banks of Canada.—The close of 1913 has brought the usual bank statements accompanied by the addresses of the presidents and general managers of these institutions. They deal with economic matters first hand, and show in striking manner the prosperity of the country. Those who know anything of Canadian banking methods know the stability of these institutions, and the high character of the men in charge of them.

Mr. Coulson, of the Canadian Bank of Commerce says:

"We have had a good harvest. The yield has been generally good, and the quality on the average has never been surpassed. This has been especially so in the Western Provinces, and the unusually favourable weather and abundant transportation facilities afforded by the railroads enabled the movement of grain to be made rapidly."

Canada's New Bank Act.—During 1913 the decennial revision of the Bank Act took place. Among important changes were:

The establishment of the Central Gold Reserves. Authority to lend to farmers on their threshed grain.

The provision which enables a bank to lend to a farmer on the security of his threshed grain is extensively utilized. This class of loan is regarded as a moral risk, and banks still depend more upon the character of the borrower than upon the security.

What Bank Managers Have to Say.—Mr. Balfour, manager of the Union Bank of Canada:

"The railway companies have carried out the grain from the Western Provinces this year in a very satisfactory manner."

Mr. John Galt, president of the Union Bank of Canada:

"Speaking generally, the crop results have been satisfactory. In the three great wheat growing provinces this has been a banner year. Not only has the yield been large, but the average quality has never been equalled, and the cost of harvesting has been unusually low, owing to the magnificent weather. This has, to some extent, offset the low prices which prevailed. The railways have done splendid work in handling the crop.

"There is a marked increase in the number of livestock. Farmers are becoming more fully alive to the advantages they derive from this source and are realizing that their borrowing credit is greatly enhanced if they can show a good proportion of cattle in their assets, and banks should look with favour on loans for the purchase and handling of livestock."

Robert Campbell, general manager of the Northern Crown Bank, gives strong testimony of the wealth of Western Canada:

"It is important at a time like the present for every business concern, financial or otherwise, to show by its statement that collections have been good. We may congratulate ourselves upon the showing we have made in this. Notwithstanding that we have made new loans amounting to millions of dollars since the crop was harvested, our old loans have been paid off so rapidly that our liquid assets were not reduced.

"This state of affairs is attributable to the fine weather we have experienced in the West, which enabled the farmers to harvest their grain early and quickly and to the unusual rapidity with which the crop was moved by the railway companies."

Corn is not generally grown in Western Canada, but this 320 acres shows a splendid yield, and considerable is now grown for fodder.

PROVINCIAL PREMIERS ARE OPTIMISTIC