she is very unhappy and that she does not write very good English."

"Oh, I have no doubt she is very unhappy. But as you say we must not be uncharitable. I suppose you will have to write about the cottage."

"I suppose so," said Mr. Ambrose doubtfully. "I cannot send her back the money, and the cottage is certainly to let."

He deposited the cheque in the drawer of his writing-table and began to walk up and down the room, glancing up from time to time at his wife who was lifting one after another the ornaments which stood upon the chimney-piece, in order to ascertain whether Susan had dusted underneath them. She had many ways of assuring herself that people did their work properly.

"No," said she, "you cannot send her back the money. But it is a very solemn responsibility. I hope we are doing quite right."

"I certainly would not hesitate to return the cheque, my dear, if I thought any harm would come of Mrs. Goddard's living here. But I don't think there is any reason to doubt her story."

"Of course not. It was in the Standard, so there is no doubt about it.
I only hope no one else reads the papers here."

"They read them in the kitchen," added Mrs. Ambrose presently, "and they probably take a paper at the Duke's Head. Mr. Boosey is rather a literary character."

"Nobody will suppose it was that Goddard, my dear," said the vicar in a reassuring tone of voice.

"No—you had better write about the cottage."

"I will," said the vicar; and he forthwith did. And moreover, with his usual willingness to give himself trouble for other people, he took a vast deal of pains to see that the cottage was really habitable. It turned out to be in very good condition. It was a pretty place enough, standing ten yards back from the road, beyond the village, just opposite the gates of the park; a little square house of red brick with a high pointed roof and a little garden. The walls were overgrown with creepers which had once been trained with considerable care, but which during the last two years had thriven in untrimmed luxuriance and now covered the whole of the side of the house which faced the road. So thickly did they grow that it was with difficulty that the windows could at first be opened. The vicar sighed as he entered the darkened rooms. His daughter had lived in the cottage when she first married the young doctor who had now gone to London, and the vicar had been, and was, very fond of his daughter. He had almost despaired of ever seeing her again in Billingsfield; the only glimpses of her he could obtain were got by going himself to town, for the doctor was so busy that he always put off the projected visit to the country and his wife was so fond of him that she refused to go alone. The vicar sighed as he forced open the windows upon the lower floor and let the light into the bare and empty rooms which had once been so bright and full of happiness. He wondered what sort of person Mrs. Goddard would turn out to be upon nearer acquaintance, and made vague, unconscious conjectures about her furniture as he stumbled up the dark stairs to the upper story.

He was not left long in doubt. The arrangements were easily concluded, for the cottage belonged to the estate in Chancery and the lawyer in charge was very busy with other matters. The guarantee afforded by the vicar's personal application, together with the payment of a year's rent in advance so far facilitated matters that four days after she had written to Mr. Ambrose the latter informed Mrs. Goddard that she was at liberty to take possession. The vicar suggested that the Billingsfield carrier, who drove his cart to London once a week, could bring her furniture down in two trips and save her a considerable expense; Mrs. Goddard accepted this advice and in the course of a fortnight was installed with all her goods in the cottage. Having completed her arrangements at last, she came to call upon the vicar's wife.

Mrs. Goddard had not changed since she had first visited Billingsfield, five months earlier, though little Eleanor had grown taller and was if possible prettier than ever. Something of the character of the lady in black may have been gathered from the style of her letter to Mr. Ambrose; that communication had impressed the vicar's wife unfavourably and had drawn from her husband a somewhat compassionate remark about the bad English it contained. Nevertheless when Mrs. Goddard came to live in Billingsfield the Ambroses soon discovered that she was a very well-educated woman, that she appeared to have read much and to have read intelligently, and that she was on the whole decidedly interesting. It was long, however, before Mrs. Ambrose entirely conquered a certain antipathy she felt for her, and which she explained after her own fashion. Mrs. Goddard was not a dissenter and she was not a Romanist; on the contrary she appeared to be a very good churchwoman. She paid her bills regularly and never gave anybody any trouble. She visited the vicarage at stated intervals, and the vicarage graciously returned her visits. The vicar himself even went to the cottage more often than Mrs. Ambrose thought strictly necessary, for the vicar was strongly prejudiced in her favour. But Mrs. Ambrose did not share that prejudice. Mrs. Goddard, she said, was too effusive, talked too much about herself and her troubles, did not look thoroughly straightforward, probably had foreign blood. Ay, there was the rub—Mrs. Ambrose suspected that Mrs. Goddard was not quite English. If she was not, why did she not say so, and be done with it?

Mrs. Goddard was English, nevertheless, and would have been very much surprised could she have guessed the secret cause of the slight coldness she sometimes observed in the manner of the clergyman's wife towards her. She herself, poor thing, believed it was because she was in trouble, and considering the nature of the disaster which had befallen her, she was not surprised. She was rather a weak woman, rather timid, and if she talked a little too much sometimes it was because she felt embarrassed; there were times, too, when she was very silent and sad. She had been very happy and the great catastrophe had overtaken her suddenly, leaving her absolutely without friends. She wanted to be hidden from the world, and by one of those strange contrasts often found in weak people she had suddenly made a very bold resolution and had successfully carried it out. She had come straight to a man she had never seen, but whom she knew very well by reputation, and had told him her story and asked him to help her; and she had not come in vain. The person who advised her to go to the Reverend Augustin Ambrose knew that there was not a better man to whom she could apply. She had found what she wanted, a sort of deserted village where she would never be obliged to meet any one, since there was absolutely no society; she had found a good man upon whom she felt she could rely in case of further difficulty; and she had not come upon false pretences, for she had told her whole story quite frankly. For a woman who was naturally timid she had done a thing requiring considerable courage, and she was astonished at her own boldness after she had done it. But in her peaceful retreat, she reflected that she could not possibly have left England, as many women in her position would have done, simply because the idea of exile was intolerable to her; she reflected also that if she had settled in any place where there was any sort of society her story would one day have become known, and that if she had spent years in studying her situation she could not have done better than in going boldly to the vicar of Billingsfield and explaining her sad position to him. She had found a haven of rest after many months of terrible anxiety and she hoped that she might end her days in peace and in the spot she had chosen. But she was very young—not