casting away his ship?" she asked.

"I heard of it."

"Will you look at this letter?"

"Is it long?"

"Yes."

"Then suppose you read it to me."

He listened with the closest attention while she read. The question of stealing the diamonds (if they could only be found) did not trouble either of them. It was a settled question, by tacit consent on both sides. But the value in money of the precious stones suggested a doubt that still weighed on his mind.

"How do you know they're worth five thousand pounds?" he inquired.

"You dear old stupid! Doesn't Westerfield himself say so in his letter?"

"Read that bit again."

She read it again: "After the two calamities of the loss of the ship, and the disappearance of the diamonds—these last being valued at five thousand pounds—I returned to England."

Satisfied so far, he wanted to look at the cipher next. She handed it to him with a stipulation: "Yours, Jemmy, on the day when you marry me."

He put the slip of paper into his pocket. "Now I've got it," he said, "suppose I keep it?"

A woman who has been barmaid at a public-house is a woman not easily found at the end of her resources.

"In that case," she curtly remarked, "I should first call in the police, and then telegraph to my husband's employers in Liverpool."

He handed the cipher back. "I was joking," he said.

"So was I," she answered.

They looked at each other. They were made for each other—and they both felt it. At the same time, James kept his own interests steadily in view. He stated the obvious objection to the cipher. Experts had already tried to interpret the signs, and had failed.

"Quite true," she added, "but other people may succeed."

"How are you to find them?"

"Leave me to try. Will you give me a fortnight from to-day?"

"All right. Anything else?"

"One thing more. Get the marriage license at once."

"Why?"

"To show that you are in earnest."

He burst out laughing. "It mightn't be much amiss," he said, "if I took you back with me to America; you're the sort of woman we want in our new saloon. I'll get the license. Good-night."

As he rose to go, there was a soft knock at the door. A little girl, in a shabby frock, ventured to show herself in the room.

"What do you want here?" her mother asked sharply.

Syd held out a small thin hand, with a letter in it, which represented her only excuse. Mrs. Westerfield read the letter, and crumpled it up in her pocket. "One of your secrets?" James asked. "Anything about the diamonds, for instance?"

"Wait till you are my husband," she said, "and then you may be as inquisitive as you please." Her amiable sweetheart's guess had actually hit the mark. During the year that had passed, she too had tried her luck among the Experts, and had failed. Having recently heard of a foreign interpreter of ciphers, she had written to ask his terms. The reply (just received) not only estimated his services at an extravagantly high rate, but asked cautious questions which it was not convenient to answer. Another attempt had been made to discover the mystery of the cipher, and made in vain.

James Bellbridge had his moments of good-humor, and was on those rare occasions easily amused. He eyed the child with condescending curiosity. "Looks half starved," he said—as if he were considering the case of a stray cat. "Hollo, there! Buy a bit of bread." He tossed a penny to Syd as she left the room; and took the opportunity of binding his bargain with Syd's mother. "Mind! if I take you to New York, I'm not going to be burdened with both your children. Is that girl the one you leave behind you?"

Mrs. Westerfield smiled sweetly, and answered: "Yes, dear."

7.—The Cipher.

An advertisement in the newspapers, addressed to persons skilled in the interpretation of ciphers, now represented Mrs. Westerfield's only chance of discovering where the diamonds were hidden. The first answer that she received made some amends for previous disappointment. It offered references to gentlemen, whose names were in themselves a sufficient guarantee. She verified the references nevertheless, and paid a visit to her correspondent on the same day.

His personal appearance was not in his favor—he was old and dirty, infirm and poor. His mean room was littered with shabby books. None of the ordinary courtesies of life seemed to be known to him; he neither wished Mrs. Westerfield good-morning nor asked her to take a seat. When she attempted to enter into explanations relating to her errand, he rudely interrupted her.

"Show me your cipher," he said; "I don't promise to study it unless I find it worth my while."

Mrs. Westerfield was alarmed.

"Do you mean that you want a large sum of money?" she asked.

"I mean that I don't waste my time on easy ciphers invented by fools."

She laid the slip of paper on his desk.

"Waste your time on that," she said satirically, "and see how you like it!"

He examined it—first with his bleared red-rimmed eyes; then with a magnifying-glass. The only expression of opinion that escaped him was indicated by his actions. He shut up his book, and gloated over the signs and characters before him. On a sudden he looked at Mrs. Westerfield. "How did you come by this?" he asked.

"That's no business of yours."

"In other words, you have reasons of your own for not answering my question?"

"Yes."

Drawing his own inferences from that reply, he showed his three last-left yellow teeth in a horrid grin. "I understand!" he said, speaking to himself. He looked at the cipher once more, and put another question: "Have you got a copy of this?"

It had not occurred to her to take a copy. He rose and pointed to his empty chair. His opinion of the cipher was, to all appearance, forced to express itself by the discovery that there was no copy.

"Do you know what might happen?" he asked. "The only cipher that has puzzled me for the last ten years might be lost—or stolen—or burned if there was a fire in the house. You deserve to be punished for your carelessness. Make the copy yourself."

This desirable suggestion (uncivilly as it was expressed) had its effect upon Mrs. Westerfield. Her marriage depended on that precious slip of paper. She was confirmed in her opinion that this very disagreeable man might nevertheless be a man to be trusted.

"Shall you be long in finding out what it means?" she asked when her task was completed.

He carefully compared the copy with the original—and then he replied:

"Days may pass before I can find the clew; I won't attempt it unless you give me a week."

She pleaded for a shorter interval. He coolly handed back her papers; the original and the copy.

"Try somebody else," he suggested—and opened his book again. Mrs. Westerfield yielded with the worst possible grace. In granting him the week of delay, she approached the subject of his fee for the second time. "How much will it cost me?" she inquired.

"I'll tell you when I've done."

"That won't do! I must know the amount first."

He handed her back her papers for the second time. Mrs. Westerfield's experience of poverty had never been the experience of such independence as this. In sheer bewilderment, she yielded again. He took back the original cipher, and locked it up in his desk. "Call here this day week," he said—and returned to his book.

"You are not very polite," she told him, on leaving the room.

"At any rate," he answered, "I don't interrupt people when they are reading."

The week passed.

Repeating her visit, Mrs. Westerfield found him still seated at his desk, still surrounded by his books, still careless of the polite attentions that he owed to a lady.

"Well?" she asked, "have you earned your money?"

"I have found the clew."

"What is it?" she burst out. "Tell me the substance. I can't wait to read."

He went on