son, who had fairly broken down, and with his head on his hand was giving vent to his misery, “try to bear it. After all, we are left to one another, and—”

The poor mother could not finish her sentence, but bent down and kissed the wet cheek of the boy.

“Of course it means,” said Horace, after a pause, “we shall have to give up Garden Vale, and leave Wilderham too. And Reg was sure of a scholarship next term. I say, mother, what are we to do?”

“We are all strong enough to do something, dear boy,” said Mrs Cruden.

“I’ll take care you don’t have to do anything, mother,” said Reginald, looking up. “I’ll work my fingers to the bones before you have to come down to that.” He spoke with clenched teeth, half savagely.

“Even if we can sell all the furniture,” continued Horace, taking a practical view of the situation, “it wouldn’t give us much to live on.”

“Shut up, Horace!” said Reginald. “What’s the use of making the worst of everything? Hasn’t mother had quite enough to bear already?”

Horace subsided, and the three sat there in silence until the daylight faded and the footman brought in the lights and announced that coffee was ready in the drawing-room.

There was something like a shock about this interruption. What had they to do with men-servants and coffee in the drawing-room, they who an hour or two ago had supposed themselves wealthy, but now knew that they were little better than beggars?

“We shall not want coffee,” said Mrs Cruden, answering for all three. Then when the footman had withdrawn, she said,—

“Boys, I must go to bed. God bless you, and give us all brave hearts, for we shall need them!”

The funeral took place next day. Happily it was of a simple character, and only a few friends were invited, so that it was not thought necessary to alter the arrangements in consequence of Mr Richmond’s announcement of the evening before. But even the slight expense involved in this melancholy ceremony grated painfully on the minds of the boys, who forgot even their dead father in the sense that they were riding in carriages for which they could not pay, and offering their guests refreshments which were not theirs to give. The little cemetery was crowded with friends and acquaintances of the dead—country gentry most of them, who sought to show their respect for their late neighbour by falling into the long funeral procession and joining the throng at the graveside.

It was a severe ordeal for the two boys to find themselves the centres of observation, and to feel that more than half the interest exhibited in them was on account of their supposed inheritance.

One bluff squire came up after the funeral and patted Reginald on the back.

“Never mind, my boy,” said he; “I was left without a father at your age. You’ll soon get over it, and your mother will have plenty of friends. Glad to see you up at the Hall any day, and your brother too. You must join our hunt next winter, and keep up the family name. God bless you!”

Reginald shrank from this greeting like a guilty being, and the two desolate boys were glad to escape further encounters by retreating to their carriage and ordering the coachman to drive home at once.

A few days disclosed all that was wanting to make their position quite clear. Mr Cruden’s will confirmed Mr Richmond’s statement as to the source of his income. All his money was invested in shares of the two ruined railways, and all he had to leave besides these was the furniture and contents of Garden Vale. Even this, when realised, would do little more than cover the debts which the next week or two brought to light. It was pitiful the way in which that unrelenting tide of bills flowed in, swamping gradually the last hope of a competency, or even means of bare existence, for the survivors.

Neither Mrs Cruden nor her sons had been able to endure a day’s delay at Garden Vale after the funeral, but had hurried for shelter to quiet lodgings at the seaside, kept by an old servant, where in an agony of suspense they awaited the final result of Mr Richmond’s investigations.

It came at last, and, bad as it was, it was a comfort to know the worst. The furniture, carriages, and other contents of Garden Vale had sufficed to pay all debts of every description, with a balance of about £350 remaining over and above, to represent the entire worldly possessions of the Cruden family, which only a month ago had ranked with the wealthiest in the county.

“So,” said Mrs Cruden, with a shadow of her old smile, as she folded up the lawyer’s letter and put it back in her pocket, “we know the worst at last, boys.”

“Which is,” said Reginald, bitterly, “we are worth among us the magnificent sum of sixteen pounds per annum. Quite princely!”

“Reg, dear,” said his mother, “let us be thankful that we have anything, and still more that we may start life owing nothing to any one.”

“Start life!” exclaimed Reginald; “I wish we could end it with—”

“Oh, hush, hush, my precious boy!” exclaimed the widow; “you will break my heart if you talk like that! Think how many there are to whom this little sum would seem a fortune. Why, it may keep a roof over our heads, at any rate, or help you into situations.”

“Or bury us!” groaned Reginald.

The mother looked at her eldest son, half in pity, half in reproach, and then burst into tears.

Reginald sprang to her side in an instant.

“What a beast I am!” he exclaimed. “Oh, mother, do forgive me! I really didn’t think what I was saying.”

“No, dear Reggie, I know you didn’t,” said Mrs Cruden, recovering herself with a desperate effort. “You mustn’t mind me, I—I scarcely—know—I—”

It was no use trying. The poor mother broke down completely, and on that evening it was impossible to talk more about the future.

Next morning, however, all three were in a calmer mood, and Horace said at breakfast, “We can’t do any good here, mother. Hadn’t we better go to London?”

“I think so; and Parker here knows of a small furnished lodging in Dull Street, which she says is cheap. We might try there to begin with. Eh, Reg?”

Reginald winced, and then replied, “Oh, certainly; the sooner we get down to our right level the better.”

That evening the three Crudens arrived in London.