least half their load of anxiety. But it was not until well on towards evening that the claims upon the Doctor’s time and attention slackened sufficiently to afford an opportunity for Dick to tell his story, which, after all, was only an amplified edition of the story originally told in Mrs Maitland’s letter.

When at length the tale was fully told, and Humphreys had, by dint of much cross-questioning, fully mastered all its miserable details, he sat for half an hour or more, smoking diligently and silently as he considered in what way he could best help his young friend. At length, however, an idea seemed to occur to him, for he looked up and said:

“Well, Dick, my friend, it sounds about as bad as anything that I have heard of for many a long day! Why in the world did that fool of a lawyer want to meddle with gambling? Why could he not have been content to devote his energies to the conduct of the business—a first-class one, according to his chief clerk’s account—which his father left him, and which would have provided him with a very comfortable living all his days and, probably, a snug competency to retire upon when he found himself getting too old for work? I tell you what it is, my boy: this mad craving to get rich quickly is one of the great curses of these latter days. When it once gets a firm grip upon its victim it quickly converts the honest, upright man into a conscienceless rogue, who soon becomes the centre of a widespread circle of ruin and untold misery! Look at this fellow Cuthbertson. He had an honest and honourable father; and, as I understand you, was, to start with, himself perfectly honest and honourable; yet look at him now! What is he? Why, simply a dishonoured corpse, hastily huddled away into a suicide’s grave; a man who, having utterly spoiled his life, has presumptuously and prematurely hurried into the presence of his Maker, burdened not only with the heavy load of his own sin but also with the responsibility for all the ruin and misery which he has left behind him! Moralising, however, will not help you, my boy; for if I know anything at all about you it is that you are not the sort of character to make such a horrible mess of your life as that poor wretch has done. But now, the question is: What can I do to help you and your respected mother out of this slough into which another man’s weakness and sin have plunged you both? Not very much, I am afraid; for I cannot restore to you the property of which you are robbed. That appears to be gone beyond recall. But I can do this for you—and it may possibly help you a little—I can give you a letter of introduction to a man who is under very heavy obligations to me, and who—being a thoroughly good fellow—will be more than glad to discharge those obligations if I will only afford him the opportunity to do so. You shall go to him and give him full and complete particulars of this terrible misfortune that has befallen you; and if there is anything at all to be saved out of the wreckage, he will save it for you, without fee and without reward—for my sake. He, too, is a solicitor, but an honest one, as many still are, thank God; and it is a solicitor whose aid will be most useful to you in the unravelling of this tangled skein.”

“I say, Doctor, that is awfully good of you,” exclaimed Dick, struggling to conceal his emotion of gratitude, after the manner of the Englishman, but not altogether succeeding. “If the matter concerned myself alone,” he continued, “I would not let you do this thing for me; but I must think of my poor mother, and for her sake must humble my pride and suppress the assertion of my independence so far as to accept your help, so kindly and generously offered. And here let me say that there is no man on earth whose help I would so willingly accept as yours,” he blundered on, dimly conscious that there had been something of ungraciousness in his speech; and so stopped dead, overcome with shame and confusion.

“That is all right, my dear boy,” returned Humphreys, smilingly laying his hand on Dick’s shoulder; “I know exactly how you feel, and very heartily respect your sense of sturdy independence, which is very estimable in its way, so long as it is not carried too far. But, as a matter of fact, Dick, none of us is absolutely independent in this world, for almost every moment of our lives we are dependent upon somebody for assistance, in one shape or another, and it is not until that assistance is withheld that we are brought to realise the extent to which we are individually dependent upon our fellow creatures. But I am moralising again—a habit which seems to be growing upon me since I came among these poor folk down here, and have been brought face to face with such a vast amount of misery that can be directly traced to ignorance and crime. Just pass me over that stationery cabinet, will you? Thanks! Now I will write to my friend Graham at once, and you had better call upon him at his chambers in Lincoln’s Inn to-morrow morning at ten o’clock sharp, which is about the only hour of the day when you can be reasonably certain of finding him.”

When Dick called upon Humphreys’ friend Graham, upon the following morning, and sent in his letter of introduction, he soon had abundant evidence that the rising young solicitor was quite as busy a man as the Doctor had represented him to be; yet he was not too busy to respond promptly to his friend’s claim upon him, actually leaving an important-looking client waiting in his outer office while he interviewed Dick and listened with the utmost patience to the story which the latter had to tell, questioning him occasionally, and making notes of his answers upon a writing pad. At length, after an interview of over half an hour’s duration, Graham closed the pad sharply and, rising, extended his hand to Dick, saying:

“Thank you, Mr Maitland. I believe I have now all the essential facts; and you may assure my friend Humphreys that I will take up the case with the utmost pleasure, and without loss of time; also that I will do my best for you and your mother. From what you tell me I am inclined to imagine that the wreck of Cuthbertson’s affairs will prove to be pretty complete, therefore I very strongly advise you not to reckon upon my being able to save anything for you out of the wreckage; but if there should by any chance be anything, you shall have it. And now, good morning! I am very pleased to have made your acquaintance; and as soon as I have anything definite to communicate I will write to you. Remember me very kindly to Humphreys. Good morning!”

The interview was certainly not very encouraging; but on the other hand it was by no means disappointing; for Dick had already quite made up his mind that every penny of his mother’s money was lost. It was, therefore, a very pleasant surprise to him when, about a fortnight later, a letter came from Graham announcing that he had succeeded in rescuing close upon five hundred pounds for Mrs Maitland from the ruins of Cuthbertson’s estate, and that the good lady could have the money by presenting herself at the writer’s office and going through certain formalities.