said the old man in a tone of commiseration.

“No, sir, I don’t; but I soon will, if you’ll tell them to me,” answered Nicholas in a confident tone.

“Sit down on that stool, and say them after me as I point them out to you,” said Mr Vellum.

With great patience he went over the alphabet again and again.

“Now I want to put them together, sir,” said Nicholas, not content with the extent of the first lesson. All day long he sat with the book before him, and then took it with him to his home. That home, the abode of his mother, a widow, with a pension of five shillings a week, which enabled her to live, although too small to afford subsistence to her son, was in a small garret up a dark stair in one of the poorest of the back streets of Liverpool. Nicholas set working away by the flame of a farthing rushlight, and at dawn he was up again poring over his book.

Old Vellum was so pleased with the progress made by his pupil, that he continued to give him all the assistance in his power, not only teaching him to read but to write. In a few weeks young Nicholas could do both in a very creditable manner. Having thus gained the knowledge he desired, dressed in a decent suit of clothes, he went round to various offices in Liverpool offering to fill any vacant situation for which he might be considered fit. Although he met with numerous rebuffs, he persevered, and was finally taken into the small counting-house of which Mr Peter Crank’s father was the head. To the firm, through all its various changes, he had remained attached, and though frequently offered opportunities of bettering himself, had refused to leave it. “No, no; I’ll stick to my old friends,” he always answered; “their interests are mine, and although I am but a poor clerk, I believe I can forward them.”

From the first, during all his leisure moments, of which he had not many, he continued to study hard, and to improve himself, spending a portion of his wages in books, which he obtained from Mr Vellum, who allowed him also the run of his library. He was raised from grade to grade until he became head clerk, and during the illness of Mr Crank and the absence of Mr Trunnion, he so well managed the affairs of the firm, that they felt bound to offer him a partnership in the business, to the success of which he had so greatly contributed. Notwithstanding his rise in the social circle, Nicholas Swab continued to be the same unostentatious, persevering, painstaking man which he had been from the first—upright in all his dealings, and generous to those who required a helping hand.

Some of the transactions of the firm would not, it must be confessed, stand the test of the present code of morality. The slave trade had, until lately, been lawful, and the firm had engaged in it with as little hesitation as it would in any other mercantile business. It had been in the habit of buying negroes in the cheapest market, and disposing of them in the dearest, without for a moment considering how they were obtained. When the traffic was pronounced illegal, it withdrew its own vessels, but still had no hesitation in supplying the means for fitting out others which it knew were about to proceed to the African coast, although no particular inquiries were made on the subject. It was not very long before the time of which I speak that the fact dawned on the minds of the partners that the traffic was hateful in the sight of God, as well as in that of a large number of their countrymen, and that it was the main cause of the cruel wars and miseries unspeakable from which the dark-skinned children of Africa had long suffered. Being really conscientious men, they had agreed to abandon all connection with the traffic, and to employ their vessels in carrying on a lawful trade on the coast. To do this, however, was not at first so easy as might be supposed. One of the vessels especially, which they had contributed to fit out and to supply with goods, although not belonging to them, was commanded by Mr Trunnion’s brother—a Captain Roderick Trunnion, of whose character I had heard from time to time mysterious hints thrown out not much to his credit. He occasionally made his appearance at Liverpool. He seemed to me to be a fine, bold, dashing fellow, ready to do and dare anything he might think fit. He was like several privateer captains I had met with, who set their own lives and those of their followers at slight value, provided they could carry out their undertakings. He gave, I believe, his brother, Mr Thomas Trunnion, the partner in our firm, considerable cause for anxiety and annoyance. The last time he had been on shore, in order to recover his brother’s confidence he endeavoured to make himself agreeable to the other partners. Mr Swab, however, I know, did not trust him, as he privately told Harry Bracewell on one occasion. “And don’t you,” he added; “he is without principles; he always did what he chose regardless of God or man. And he doesn’t believe in God, or that any man has a grain of honesty, nor does he, except when it suits him, boast of having any himself.”

Captain Trunnion, however, appeared to have insinuated himself into the good graces of our senior partner, at whose house he was a frequent visitor. He had a strong attraction there; for Lucy, Mr Crank’s, only child, was a sweet, amiable, pretty girl, and Captain Trunnion believed that, could he win her, he should not only obtain a charming wife, but become possessed, some day or other, of Mr Crank’s property. Which influenced him most I cannot say. All I know is, that he did not make any progress in the affections of Miss Lucy, for a very good reason, which he was not long in suspecting—that she had already given her heart to some one else. That some one was my friend Harry Bracewell Captain Trunnion had, however, gone away without suspecting who was his rival.

My father and mother resided in Chester, so that I was received into the house, as a lodger, of Mrs Bracewell; thus it was that I became more intimate with Harry than I might otherwise have been. I also had an opportunity of being constantly in the society of the widow’s only daughter, Mary—a charming little unaffected girl, full of life and spirits, who treated me as her brother’s friend, almost like a brother. For a long time I also thought only of her as a sister, although, somehow or other, I began at last to entertain the hope that, when I had by steady industry obtained the means of making her my wife, she would not feel it necessary to refuse me; and as my family was a respectable one, I had no reason to fear that any objection would be raised by Mrs Bracewell or Harry. Of my own family I need not speak, except of one member—my brother Charley, who had gone to sea before I entered the office, and was now a midshipman of some years’ standing. He had lately joined the “Rover” frigate, employed on the African station. Charley and I had been fast friends and companions, as brothers should be, when we were together, and when separated we constantly corresponded with each other. I cannot say that I had any special fondness for mercantile pursuits, or at all events for the work of an office, having to sit for ten or twelve hours of the day on a high stool at a desk, but yet I was thoroughly impressed with the fact that I must gain my own livelihood, and that by working hard alone could I expect to do so. Had the choice been given me, I should have preferred a life in the open air, with the opportunity of travelling about and seeing the world; but my father did not wish to have more than one son in the navy, and Charley had been devoted as an offering to Neptune. I was, however, very happy in my situation. Understanding what I was to do, I took a pleasure in doing it well; and I spent my evenings happily in the society of Mrs Bracewell and her son and daughter. We had generally music and singing, now and then two or three visitors. Occasionally we went out to Mr Crank’s parties and those of other friends, so that our lives were in no respects dull.

I enter