degree of her poverty, could never fail in generosity, since generosity is a matter not of the pocketbook but of the spirit. However, all of a sudden she appreciated that the young man had quite as much right to his self-respect as she had to hers.

"Even the little will be a help to mother and me," she returned more humbly than any one else had ever before heard her speak.

"But perhaps I could be useful. Maybe you haven't so many servants as you once had——"

Anthony stopped, for Betty's expression had changed so completely. Of course she had already repented of her offer.

"We have no servants and you could help a great deal," she answered. And then without any pretense of concealing them, she let two tears slide down her face. "It is only that I had forgotten for the moment that we are not going to be able to stay in our house much longer. We can't afford to keep it for ourselves and I haven't been a success with having boarders. Still it may be some time before we can rent or sell it, and if you will stay here until then——"

Betty winced, for her visitor had this time clasped her hand until the pressure of its hard surface hurt.

"You know it would be the greatest thing that ever happened for me to be allowed to stay here a week," he added.

And Betty laughed. "Then stay."

As she opened the front door another visitor stood waiting on the outside. He was almost as unexpected as Anthony Graham. For it was Herr Crippen, the German music professor and Esther's father.

"What on earth could he want?" Betty thought irritably. She was beginning to feel anxious to get upstairs to her mother again. For in spite of the fact that she now believed that she had a real affection for Esther, she had never been able to recover from her first prejudice for this shabby, hesitating man. Then his manner toward her was always so apologetic. Why on earth should it be? She was always perfectly polite to him. What a queer combination of Thanksgiving visitors she was having!

"Gnädiges Fräulein," he began. And Betty ushered him into the drawing room. For perhaps he was bringing her news of Esther.

CHAPTER III

HER PENSION

"Good luck never rains but it pours, as well as bad luck, mother," Betty Ashton said one morning nearly a week later. She had just put down a big tray of breakfast on a small table before Mrs. Ashton and now seated herself on the opposite side.

Mrs. Ashton sighed. "If your good luck storm has any reference to us, Betty dear, I am sure I don't get your point of view. For if anything but misfortune has followed our footsteps since your father's death I am sure I should like to hear what it is." And Mrs. Ashton shivered, drawing her light woolen shawl closer about her shoulders.

There are some persons in this world whom troubles brace. After the first shock of a sorrow or calamity has passed they stand reinforced with new strength and new courage. These are the world's successful people. For after a while, ill luck, finding that it can never down a really valiant spirit, grows weary and leaves it alone. Then the good things have their turn—health, better and more admiring friends, fame, money, love. Whatever the struggle has been made for, if it has been sufficiently brave and persistent, the reward is sure. But there are other men and women, or girls and boys, for age makes no difference, who go down like wilted flowers in the teeth of the first storm. And on them life is apt to trample, misfortunes to pile up.

Mrs. Ashton was one of these women. She had made things doubly hard for Betty and Dick. Indeed, except for his sister, Richard Ashton would never have had the strength of purpose to sail for Germany to complete his medical studies. He would simply have surrendered and commenced his practice of medicine in Woodford without being properly equipped for perhaps the greatest of all the professions—the struggle to conquer disease. Yet somehow Betty had had a clearer vision than can be expected of most girls of her age. In a vague way she had understood that it is oftentimes wiser to make a present sacrifice for some greater future gain. So she had persuaded Dick to use the little money that he had for his work, assuring him that she and her mother could get on perfectly well together at home. And with half a dozen summer boarders at the time of his leaving, it did look to Dick as though her confidence was not misplaced.

Now in answer to her mother's speech Betty said nothing at first. So that several tears sliding down Mrs. Ashton's cheeks watered her hot buttered toast.

"I am sure I never expected to live to see this day, my dear, when you would have to cook your own breakfast and mine before you could leave for school," she murmured. "Why, I never thought that you would have to turn over your hand even to look after yourself. Until you developed that Camp Fire enthusiasm you had not been taught a single useful thing. After all, perhaps it might have been better for you if I had never been your mother, if——"

Betty laughed teasingly. "My dear Mrs. Ashton, you talk as if you could have avoided that affliction! You could not very well have helped being my mother, could you? You did not deliberately choose me out from a lot of girls. Because if you did, I should have very little respect for your good judgment. Think, if you might have selected either Polly or Esther! Why, then you would be sure to be rich again some day. For one of them would act so marvelously that she would be able to cast laurels at your feet, while the other would sing you back to fortune. But as it is, you will just have to put up with poor me until Dick gets his chance. Now do eat your breakfast while I relate the details of our good luck storm. In the first place, we are not going to have to give up our beloved house. At least not yet, and perhaps never if our German-American Pension plan turns out satisfactorily."

Betty drank a swallow of coffee, hardly appreciating what she was doing, so deep was her absorption in their affairs.

"Honestly, mother, I should never have dreamed of being so interested in this plan of Rose's and Miss McMurtry's for us, if it had not been for Dick's letters. But if German ladies can keep successful pensions, why not Americans? Remember what a funny lot of people Dick has described—the fat widow with the two musical daughters. I hope one of them won't set her cap for Dick, he loves music so dearly. Then you know the young boy student who was nearly starving when Dick rescued him, and the old Baron who wears a wig, and the half dozen others? But no matter how queer and funny they may be, they can be no more so than our pensioners. There is Miss McMurtry herself and Anthony Graham, and Dr. Barton moving into town to have an office in our old library. I wonder sometimes if he and Rose are still friends. They had a disagreement once out at the cabin and she just speaks to him since."

Then Betty Ashton hesitated and devoted herself to finishing her breakfast.

"I am sure I don't understand why you fail to mention Herr Crippen, child, who is to have a room here with us and teach his pupils in our big drawing room. I am glad he has been so successful with his music pupils that he is able to give Esther the advantage of studying in New York. I wish you did not have such a ridiculous prejudice against him. Indeed, my dear, I have a very strong reason for insisting that you be kind to him. He is Esther's father and——"

Mrs. Ashton spoke more firmly than was usual with her.

But Betty shrugged her shoulders imperceptibly. "Oh, of course I am glad enough to have the Professor here and I have never said I did not like him. But I am specially happy that Edith Norton's family has moved away so she is to have a room with us. I am kind of lonely without Polly and Esther, and somehow Edith,"——Betty broke off abruptly. Not even to her mother did she feel like mentioning