amounting to two thousand eight hundred and eighty-six pounds, and some odd shillings, would be paid to me. It was still early in the afternoon; I therefore snatched a hurried lunch; and immediately afterwards chartered a cab and drove into the City; duly received my cheque, with congratulations on my good fortune; and still had time to open an account and safely rid myself of the precious paper before the banks closed for the day. I dined in the City, and afterwards made my way westward to Hyde Park, in the most unfrequented part of which I sauntered to and fro until nearly ten o’clock—my pipe my sole companion—carefully reviewing my plans for the last time, and asking myself whether I had omitted from my calculation any probable element at all likely to disastrously affect them. The result of my self-communing was so far satisfactory as to confirm my resolution to become the owner of the Esmeralda; and, having conclusively arrived at this determination, I sauntered quietly eastward through the summer night to my lodgings, and turned in.

The following morning saw me once more wending my way Cityward, this time to the office of Messrs Musgrave and Company, where the preliminaries of the purchase of the Esmeralda were speedily accomplished, and a cheque for five hundred pounds given to seal the bargain. This done, I spent the remainder of the morning in seeking a freight; and was at length fortunate enough to secure one on advantageous terms for China. My next business was to run down on board my new purchase and take a careful inventory of her stores, with the object of estimating the probable amount of outlay necessary to fit her for the contemplated voyage; and while I was thus engaged a telegram was despatched to Thomson’s friend and late chief mate, Roberts, who, in response, promptly presented himself on board. I liked the appearance of this man from the moment that I first set eyes upon him. He was evidently somewhat more highly educated than the generality of his class; without being in the least dandified, he possessed an ease and polish of manner at that time quite exceptional in the mates of such small craft as the Esmeralda. He was very quiet and unassuming in his behaviour; and altogether he produced so favourable an impression upon me that I unhesitatingly shipped him on the spot, arranging with him to bring his dunnage on board and assume duty on the following day. My overhaul of the stores on board the barque resulted in the satisfactory discovery that the expenditure necessary to complete her for the voyage would be considerably less than I had dared to hope; and, this fact established, I left the ship in Roberts’s charge, and ran down home upon a flying visit to my mother, to fully acquaint her with all that I had done, and to make the arrangements necessary for her comfort and maintenance during my contemplated absence. This involved another visit to my friend, Mr Richards, with whose assistance I made a careful yet generous computation of every expense to which I should be in the least likely to be put before drawing any profit from my adventure; the difference between this sum and the amount of my available assets representing the amount of monetary accommodation which I should require from him. This—thanks to the exceptionally favourable terms upon which I had acquired the ownership of the Esmeralda—was so very small that I undertook the obligation with a light heart; and, having completed this part of my business to my entire satisfaction, I hastened back to town, my mother accompanying me in order that we might have as much as possible of each other’s society during the short interval that was to elapse before the sailing of the ship.

On my return to London, I found that a small portion of our cargo had already come alongside. I therefore lost no time in advertising the ship as “loading for China direct, with excellent accommodation for saloon and steerage passengers;” and then, in a leisurely manner, proceeded to make the necessary purchases of ship’s and cabin stores, filling in the time by taking my mother about to such concerts, picture-galleries, and other places of amusement, as accorded with her quiet and refined tastes.

One morning, about a week after my return to town, being on board the ship and down below, superintending a few trifling alterations that I was having made in my own state-room, the mate, who was taking account of the cargo that was being shipped at the moment, came aft and shouted down the companion to the effect that a lady and gentleman had come on board and were inquiring for me. I accordingly went on deck, and there found a very handsome man, in the prime of life, and a very lovely woman of about three and twenty, standing on the main deck, just by the break of the poop, curiously watching the operation of slinging some heavy cases, and lowering them through the main hatchway.

“Captain Saint Leger?” queried the gentleman, bowing and slightly raising his hat in acknowledgment of my salute as I approached him.

“That is my name,” I replied. “In what way can I be of service to you?”

“I have come down to inspect your passenger accommodation, in the first place,” said he; “and afterwards—in the event of its proving satisfactory—to see whether I can come to an arrangement with you for the whole of it.”

“I am sure I shall be very pleased to do everything I possibly can to meet your views,” said I. “If you will kindly step below, I will show you the cabins; and although we are rather in a litter everywhere just at present, you will perhaps be able to judge whether the accommodation is likely to meet your requirements. Are you a large party?”

“Myself, my wife, my wife’s sister—this young lady—two children, two maids, and a nurse. My wife, I ought to explain, is at present an invalid, and has been ordered a long sea-voyage; but, as her ailment is chiefly of a nervous character, she is greatly averse to the idea of meeting and associating with strangers; hence my desire to secure the whole of your accommodation, should it prove suitable. Ah, a very pretty, airy saloon,” he continued, as I threw open the door and stepped aside to permit my visitors to enter. “The whole width of the ship; sidelights that we can throw open in the tropics, and admit the fresh air. A piano, too, by Erard,” as he opened the instrument and glanced at the name. “You at least would not be likely to find the voyage tedious, Agnes, with an Erard within reach at any moment,” turning to the young lady who accompanied him. “And these, I presume, are the state-rooms,” opening the doors of one or two of the berths and glancing inside.

“These are some of them,” I replied. “In addition to what you now see, there are two family cabins.” And, as I spoke, I opened the door of one of them, and allowed my visitors to pass in.

“Capital, capital!” exclaimed the visitor, as he entered. “Really, these two cabins are far and away more roomy and pleasant than the ordinary berths, even in the big liners. Now, supposing that I make up my mind to take the whole of your accommodation, captain, would you be willing to have a door fitted in that partition? Because, in that case,” he proceeded, again addressing his sister-in-law, “I should propose to have one of the cabins fitted up as a ladies’ boudoir, into which you and Emily could retire when so disposed.”

“Yes, that would be very nice,” assented the lady. “And perhaps Captain Saint Leger would allow the piano to be placed there?”

I replied that I should be happy to do anything and everything in my power to meet their convenience or make them comfortable.

“Very well,” said the gentleman. “Now, Agnes, what do you think of these cabins? Do you think Emily would like them, and find them convenient?”

“I am sure she would,” answered the young lady, confidently. “They are much prettier than anything we have hitherto seen; and the two large