more 'n she cal'lates on, I reckon."

Here Mr. Harum paused, pinching his chin with thumb and index finger, and mumbling his tobacco. John, who had listened with more attention than interest—wondering the while as to what the narrative was leading up to—thought something might properly be expected of him to show that he had followed it, and said, "So Mrs. Cullom has kept this last piece clear, has she?"

"No," said David, bringing down his right hand upon the desk with emphasis, "that's jes' what she hain't done, an' that's how I come to tell ye somethin' of the story, an' more on't 'n you've cared about hearin', mebbe."

"Not at all," John protested. "I have been very much interested."

"You have, have you?" said Mr. Harum. "Wa'al, I got somethin' I want ye to do. Day after to-morro' 's Chris'mus, an' I want ye to drop Mis' Cullom a line, somethin' like this, 'That Mr. Harum told ye to say that that morgige he holds, havin' ben past due fer some time, an' no int'rist havin' ben paid fer, let me see, more'n a year, he wants to close the matter up, an' he'll see her Chris'mus mornin' at the bank at nine o'clock, he havin' more time on that day; but that, as fur as he can see, the bus'nis won't take very long'—somethin' like that, you understand?"

"Very well, sir," said John, hoping that his employer would not see in his face the disgust and repugnance he felt as he surmised what a scheme was on foot, and recalled what he had heard of Harum's hard and unscrupulous ways, though he had to admit that this, excepting perhaps the episode of the counterfeit money, was the first revelation to him personally. But this seemed very bad indeed.

"All right," said David cheerfully, "I s'pose it won't take you long to find out what's in your stockin', an' if you hain't nothin' else to do Chris'mus mornin' I'd like to have you open the office an' stay 'round a spell till I git through with Mis' Cullom. Mebbe the' 'll be some papers to fill out or witniss or somethin'; an' have that skeezicks of a boy make up the fires so'st the place'll be warm."

"Very good, sir," said John, hoping that the interview was at an end.

But the elder man sat for some minutes apparently in a brown study, and occasionally a smile of sardonic cunning wrinkled his face. At last he said: "I've told ye so much that I may as well tell ye how I come by that morgidge. Twon't take but a minute, an' then you can run an' play," he added with a chuckle.

"I trust I have not betrayed any impatience," said John, and instantly conscious of his infelicitous expression, added hastily, "I have really been very much interested."

"Oh, no," was the reply, "you hain't betrayed none, but I know old fellers like me gen'rally tell a thing twice over while they're at it. Wa'al," he went on, "it was like this. After Charley Cullom got to be some grown he helped to keep the pot a-bilin', 'n they got on some better. 'Bout seven year ago, though, he up an' got married, an' then the fat ketched fire. Finally he allowed that if he had some money he'd go West 'n take up some land, 'n git along like pussly 'n a flower gard'n. He ambitioned that if his mother 'd raise a thousan' dollars on her place he'd be sure to take care of the int'rist, an' prob'ly pay off the princ'pal in almost no time. Wa'al, she done it, an' off he went. She didn't come to me fer the money, because—I dunno—at any rate she didn't, but got it of 'Zeke Swinney.

"Wa'al, it turned out jest 's any fool might 've predilictid, fer after the first year, when I reckon he paid it out of the thousan', Charley never paid no int'rist. The second year he was jes' gettin' goin', an' the next year he lost a hoss jest 's he was cal'latin' to pay, an' the next year the grasshoppers smote him, 'n so on; an' the outcome was that at the end of five years, when the morgige had one year to run, Charley'd paid one year, an' she'd paid one, an' she stood to owe three years' int'rist. How old Swinney come to hold off so was that she used to pay the cuss ten dollars or so ev'ry six months 'n git no credit fer it, an' no receipt an' no witniss, 'n he knowed the prop'ty was improving all the time. He may have had another reason, but at any rate he let her run, an' got the shave reg'lar. But at the time I'm tellin' you about he'd begun to cut up, an' allowed that if she didn't settle up the int'rist he'd foreclose, an' I got wind on't an' I run across her one day an' got to talkin' with her, an' she gin me the hull narration. 'How much do you owe the old critter?' I says. 'A hunderd an' eighty dollars,' she says, 'an' where I'm goin' to git it,' she says, 'the Lord only knows.' 'An' He won't tell ye, I reckon,' I says. Wa'al, of course I'd known that old Swinney had a morgidge because it was a matter of record, an' I knowed him well enough to give a guess what his game was goin' to be, an' more'n that I'd had my eye on that piece an' parcel an' I figured that he wa'n't any likelier a citizen 'n I was." ("Yes," said John to himself, "where the carcase is the vultures are gathered together.")

"'Wa'al,' I says to her, after we'd had a little more talk, 's'posen you come 'round to my place to-morro' 'bout 'leven o'clock, an' mebbe we c'n cipher this thing out. I don't say positive that we kin,' I says, 'but mebbe, mebbe.' So that afternoon I sent over to the county seat an' got a description an' had a second morgige drawed up fer two hundred dollars, an' Mis' Cullom signed it mighty quick. I had the morgige made one day after date, 'cause, as I said to her, it was in the nature of a temp'rary loan, but she was so tickled she'd have signed most anythin' at that pertic'ler time. 'Now,' I says to her, 'you go an' settle with old Step-an'-fetch-it, but don't you say a word where you got the money,' I says. 'Don't ye let on nothin'—stretch that conscience o' your'n if nes'sary,' I says, 'an' be pertic'ler if he asks you if Dave Harum give ye the money you jes' say, "No, he didn't." That won't be no lie,' I says, 'because I ain't givin' it to ye,' I says. Wa'al, she done as I told her. Of course Swinney suspicioned fust off that I was mixed up in it, but she stood him off so fair an' square that he didn't know jes' what to think, but his claws was cut fer a spell, anyway.

   David Harum, Act II

"Wa'al, things went on fer a while, till I made up my mind that I ought to relieve Swinney of some of his anxieties about worldly bus'nis, an' I dropped in on him one mornin' an' passed the time o' day, an' after we'd eased up our minds on the subjects of each other's health an' such like I says, 'You hold a morgige on the Widder Cullom's place, don't ye?' Of course he couldn't say nothin' but 'yes.' 'Does she keep up the int'rist all right?' I says. 'I don't want to be pokin' my nose into your bus'nis,' I says, 'an' don't tell me nothin' you don't want to.' Wa'al, he knowed Dave Harum was Dave Harum, an' that he might 's well speak it out, an' he says, 'Wa'al, she didn't pay nothin' fer a good while, but last time she forked over the hull amount. But I hain't no notion,' he says, 'that she'll come to time agin.' 'An' s'posin' she don't,' I says, 'you'll take the prop'ty, won't ye?' 'Don't see no other way,' he says, an' lookin' up quick, 'unless you over-bid me,' he says. 'No,' I says, 'I ain't buyin' no real estate jes'