bring about my ruin. I beg and implore, therefore, that you will pay no attention whatsoever to any person, male or female, who may approach you in my name, either by letter or otherwise, with the following exception.

"Should it be necessary for me to communicate with you, either personally or by messenger, you will do nothing, listen to no proposals, or even hint that you know anything of my existence or my fortune, until you have in your hand the following authority.

"Having carefully considered the matter in all its bearings, I have arrived at the conclusion that there is only one thing absolutely and wholly unforgeable and unmatchable within my reach, and that is, the tear in an ordinary sheet of paper.

"To apply this knowledge to my own purposes, I have obtained from a certain source a sample of quite unknown note-paper, and torn it in half in a peculiar manner. One portion I send to you herewith; the other I shall retain in my own keeping, until I desire to communicate with you. It is obviously impossible—no one having seen this paper in my possession—that any third party could so tear another as to match, fibre for fibre, the piece you hold, even could they obtain a similar description of paper, which I happen to know is out of the question.

"This being so, any person bringing to you a sample of the same water-mark, of the same texture, and, more important still, torn in such a manner as to exactly fit the piece you hold, must either have stolen it from me (which I can confidently promise shall not happen), or be my bonâ-fide agent. I beg therefore that you will pay to him whatsoever sum, up to the entire amount, he shall ask of you. But remember, on no consideration shall you pay even so much as one half-penny to any person whomsoever, even one representing himself to be your unworthy nephew, until this duplicate is in your possession.

"For reasons which would not have the slightest interest for you, I am compelled to act in this mysterious fashion; and such is my absolute trust and confidence in your honour and integrity, that I go so far as to freely absolve you beforehand from any blame whatsoever, should the precautions I have enumerated here miscarry.

"Believe me, such warnings are not idle; attempts will certainly be made to obtain the money, and after careful consideration, I think I have hit upon the only safe way to guard myself against any such conspiracies.

"If by any chance no word shall reach you from me within the space of twenty-one years, day for day from this 8th of August, you may regard it as complete evidence of my death, and in that case I bequeath to your children, should you at that time have any living, or failing them to such members of my father's family as may then be alive, the entire amount of my fortune, with all interests and accumulations which may have become added thereto.

When I reached the signature, Ramsay, who had been listening with unabating interest, hit me a heavy thwack upon the shoulder, at the same time crying enthusiastically—

"There, my learned cousin, what is your opinion of that precious document?"

"I think," said I, with a gravity befitting such an important decision, "that it is the letter of a very unscrupulous, and I should say at the time he wrote it, very frightened, man."

"My idea exactly," Ramsay replied. "It is interesting to note how his impudence dies out as his letter progresses, and how its place is usurped by a good wholesome fear. One thing more, do you honestly believe that that vast sum of money, £200,000, came from the respectable sources to which he alludes—silver mines and farm properties, and such-like; all accumulated by his own thrift and industry?"

"How can I tell? But from what I know of the man, I should be rather inclined to guess—not!"

"Very good. And now, as we're agreed upon that point, let me ask you what recollections, if any, you have of this peculiar relative of yours?—for relative he certainly is."

"Of Marmaduke Plowden?"

"Exactly; in Chili known as Marcos Veneda. Surely you must have seen him often when he was a boy?"

"Not often, Jack—half-a-dozen times at most; certainly not more. He lived on the other side of the kingdom, you must remember; and then again, he was not the sort of youth of whom one would be anxious to see very much."

"What was he like?"

I hesitated before replying. The truth was, it was an awkward question, for upon the last occasion of my seeing him, he was sitting in the office of my kinsman, the Sir Benjamin Plowden before referred to, looking very frightened and miserable, and wondering how a certain interview which was being conducted in an adjoining room would end; that is, whether it would result in his being sent to gaol or abroad. As may be imagined, under these circumstances, he did not look his best. But then that was well-nigh twenty years ago.

So absorbed was I in recalling these recollections, that I had quite forgotten my companion's question. He brought me back to my senses with a start.

"Come, come, Cousin Luke, no day-dreams, if you please; you haven't answered my question yet."

"Well, Jack, as a young man, perhaps I cannot give you any better description of him than to say that he was, without doubt, the handsomest, and at the same time the most untrustworthy being, with whom I had ever come into contact. As old Darby, our coachman in those days, once put it, 'Young Master Marmaduke's as 'andsome as paint, but lor, there, it's all on top, like bad coach varnish!' In fact, there was something about the lad's good looks that repelled rather than attracted one."

"How do you mean—a sort of fierceness?"

"No; a something that was rather crafty than fierce, a something that betrayed cruelty as well as cunning. As a school-boy there was nobody more admired for his beauty or more despised for his moral character."

"Was he a plucky boy?"

"To an extraordinary degree, I believe, as far as personal bravery went; but somehow he was always at daggers drawn, not with his school-fellows alone, but with everybody with whom he came into contact."

"And when he left school?"

"As far as I remember he went first into some office in a country town, where he remained for a year; then Sir Benjamin took him in hand, and got him a situation in a large banking institution in London."

"And after that?"

"Commenced his downfall; he fell in with a low set, became a frequenter of second-rate race-courses, an admirer of ballet-girls and objectionable barmaids; finally, is said to have forged his benefactor's name, and to have come within an ace of standing in a felon's dock."

"A nice character truly! And Sir Benjamin honoured the signature?"

"For the sake of the lad's mother. And then it was, I suppose, that he gave him the £500 referred to in that letter, and shipped him out of England."

"And, as far as you know, he was never heard of again, until his letter and the £200,000 arrived?"

"Not to my knowledge; in fact, until you recalled it, I had almost forgotten his existence."

"Very well then. Now you'll just come for a walk with me, and, as we go, I'll tell you something of Marmaduke Plowden's—otherwise Marcos Veneda's—wonderful career, from the day he left England till I made his acquaintance, under such peculiar circumstances, six months ago. Then you shall take pens, paper, and ink, and write the