who happened to be making up some goods accounts in a little sentry-box of an office that stood near the outer gates.

"Who are they?" asked Hankins of his companion, who, while thrusting his arms into his coat which he had thrown off for greater convenience during his arithmetical calculations, answered,

"One of them, the biggest, is Forde. Let me get away before they see us! he asks as many questions as an Old Bailey lawyer and about as civilly, and I am afraid his being here means no good to our governor!"

"Oh! that's the chap, is it?" replied Mr. Hankins. "Well, he may ask me as many questions as he likes;" and as one who smelleth the battle afar off, Mr. Hankins stepped out of his sentry-box, and walked in a débonnaire manner across the yard to meet the visitors.

"Who was that went out just now?" inquired Mr. Forde.

"Our manager, sir."

"Fetch him back. I want him."

Mr. Hankins went rapidly enough to the outer gate, and passed into the road, where he saw Lang turning a not remote corner.

Hearing the gate slam, Lang looked round and would have paused, but Hankins made him a sign to proceed. Then Hankins, having hurried to the corner, took up a position which commanded a good view of his friend's retreating figure; and it was only when Lang was out of sight that he retraced his steps to the door where, as he expected, Mr. Forde was waiting for him.

"I couldn't overtake him, sir," he said, panting a little as if he had made mighty efforts to do so.

"Humph!" exclaimed Mr. Forde; "I'll be bound I could have overtaken him."

"I don't think you could, sir."

"And who asked you to think, pray?" inquired Mr. Forde.

"No one, sir. I beg your pardon; I won't do it again."

Mr. Forde looked at the man to see if he was making game of him, but there was not a suspicion of a smile on Mr. Hankins' self-sufficient face.

"And who are you, sir?" inquired Mr. Forde, in the tone of a man who meant, "Now don't try to trifle with me or it will be the worse for you."

"Oh! I am foreman here," answered Mr. Hankins.

When he repeated this conversation afterwards, which he did many and many a time to admiring and appreciative audiences, he stated that when Mr. Forde began to "sir" him, he said to himself, "If you are going to get up it's time I got down, as the Irishman said when his pony got his foot in the stirrup."

"This seems a remarkably well-conducted business," observed Mr. Forde with a sneer.

"Well, I don't think it is what it once was," admitted Mr. Hankins with a touching modesty. "We do what we can, but since the governor's health has taken to failing, I am free to confess our colours ain't what they used to be."

And Mr. Hankins picked up a leaf and began to chew the stalk in a manner calculated to inspire confidence in his companion's bosom.

"Your colours are not what they used to be, then?" remarked Mr. Forde, imagining he was leading the man on.

"No, they ain't, sir. Not a day passes but we have a complaint or returns or a deuce of a row about the change in quality. And things were never like that when the governor was at his best. Ay, it was a bad day for Homewood when he quitted his old connection and took up with new people."

Now Mr. Forde believed this remark referred to Mr. Mortomley's new customers, and Mr. Kleinwort having by this time approached the pair, drew by a look his attention to the conversation.

"You don't think the new people so good as the old, then," he said, italicizing the observation for Mr. Kleinwort's benefit with a wink.

"I can't say for the 'people,'" answered Mr. Hankins. "It's the goods I'm speaking about. We never used to have our materials from any but tip-top houses, Marshalls, Humphries, and the like, but of late the governor has dealt at some place in Thames Street, and of all the rot that ever I saw theirs is the worst. I have often told the governor he ought not to ask any man to take in the rubbish, but somehow or another he ain't what he used to be, and there is no use in talking sense to him."

With a very red face Mr. Forde turned and walked through the factory all by himself, while Kleinwort, who enjoyed and appreciated the position as only a foreigner could, continued to discourse with Mr. Hankins, asking him about the value of the stock, the cost of the plant, whether the trade could not be extended almost indefinitely, whether he was aware of the nature of Mr. Mortomley's illness and so forth, until Mr. Forde, who soon grew weary of his fruitless search after the concealed treasure, shouted in his most strident tones,

"What is the good of talking to that fool, Kleinwort? Let us be getting back again."

And he strode through the postern door into the laurel walk without waiting for Mrs. Mortomley, who stood leaning against a desk in the office as they passed through.

"I will follow you in a moment," she said to Mr. Kleinwort, who, all smiles and politeness, made way hat in hand for her to precede him; then, as the foreigner passed out through one of the arches into the pleasant, peaceful-looking garden, she turned to Hankins, and saying, "Get me some water—quick," fell back in a faint so suddenly that the man had barely time to prevent her dropping to the floor.

"By jingo, she's as light as a feather!" exclaimed Mr. Hankins, and the remark as he uttered it almost attained the dignity of an affidavit.

As it happened there stood on the desk a water-bath used for copying letters. The contents of this sprinkled not too carefully over Dolly, brought her back to consciousness more rapidly than might have been expected, but she could not stand alone for a minute or so, during which time she supported herself by clinging to the office stool.

"Are you better, ma'am?" asked Hankins anxiously. He had beheld his own wife, when he or worldly affairs did not do according to her mind, taken with a "turn;" but he had never seen a woman's face look like Mrs. Mortomley's before.

"Yes, yes, thank you, I am well," she said. "And if you believe me," continued Mr. Hankins, addressing a select assemblage of his mates, "she walked straight out of that office and across the court like a man blind, it is true, but still straight with a sort of run, and shut the door after her, and locked it; and that a woman, who looked like a corpse, and was as near being one as she'll ever be, till she's laid in her coffin. I wish I had pitched it heavier into Forde. I would if I had 'ave known she was going to turn up in that way."

Meantime, Mr. Forde was back in the drawing-room pishing and pshawing at the furniture and effects, and Mr. Kleinwort was walking about the lawn feeling, spite of his anxiety, almost a childish pleasure in treading the velvet turf, in looking at the flowers which were still blooming luxuriantly.

To him came Mrs. Mortomley.

"Ah! dear madame," he said, "this thing must not be; such a place, such a plant, such a business. You think and see what can be done to prevent so great misfortune. You have but to tell Bertram Kleinwort what to do, and he will strive his best to fulfil."

It might have had its effect once, but Dolly, like her husband, was now too ill to temporize.

"This must end," she said, "for good or for evil; I say we can strive no more. We are tired—so tired of pouring water into a sieve."

"You will not like bankruptcy," he answered.

"We must take our chance," she said, and then they re-entered the house.

"Had not we better see those men," asked Mr. Forde of his friend.