twice over, rattled them into a bright copper shovel, and cleverly threw them before the customer’s hand. A half-sovereign was treated similarly, but retained with the left hand till half-a-crown and a shilling were ready, then all these coins were thrust over together, without the copper shovel, and the transaction would have been ended, only that Miss Heathery said sweetly: “Would you mind, Mr Thickens, giving me some smaller change?”

Mr Thickens bowed, and, taking back the half-crown, changed it for two shillings and sixpence, all bearing the round, bucolic countenance of King George the Third, upon which Miss Heathery beamed as she slipped the coins in the blue and orange purse.

“I hope Mr Hallam is quite well, Mr Thickens.”

“Quite well, ma’am.”

“And the gold and silver fish?”

“Quite well, ma’am,” said Mr Thickens, a little more austerely.

“I always think it so curiously droll, Mr Thickens, your keeping gold and silver fish,” simpered Miss Heathery. “It always seems as if the pretty things had something to do with the bank, and that their scales—”

“Would some day turn into sixpences and half-sovereigns, eh, ma’am?” said the bank clerk sharply. “Yes—exactly, Mr Thickens.”

“Ah, well, ma’am, it’s a very pretty idea, but that’s all. It isn’t solid.”

“Exactly, Mr Thickens. My compliments to Mr Hallam. Good-day.”

“If that woman goes on making that joke about my fish many more times, I shall kill her!” said James Thickens, giving his head a vicious rub. “An old idiot! I wish she’d keep her money at home. I believe she passes her time in writing cheques, getting ’em changed, and paying the money in again, as an excuse for something to do, and for the sake of calling here. I’m not such an ass as to think it’s to see me; and as to Hallam—well, who knows? Perhaps she means Sir Gordon. There’s no telling where a woman may hang up her heart.”

James Thickens returned to his desk after a glance down the main street, which looked as solemn and quiet as if there were no inhabitants in the place; so still was it, that no explanation was needed for the presence of a good deal of fine grass cropping up between the paving-stones. The houses looked clean and bright in the clear sunshine, which made the wonderfully twisted and floral-looking iron support of the “George” sign sparkle where the green paint was touched up with gold. The shadows were clearly cut and dark, and the flowers in the “George” window almost glittered, so bright were their colours. An elderly lady came across the market place, in a red shawl and carrying a pair of pattens in one hand, a dead-leaf tinted gingham umbrella in the other, though it had not rained for a month and the sky was without a cloud.

That red shawl seemed, as it moved, to give light and animation for a few minutes to the place; but as it disappeared round the corner by the “George,” the place was all sunshine and shadow once more. The uninhabited look came back, and James Thickens pushed up his spectacles and began to write, his pen scratching and wheezing over the thick hand-made paper till a tremendous nose-blowing and a quick step were heard, and the clerk said “Gemp.”

The next minute there was, the sharp tap of a stick on the step, continued on the floor, and the owner of that name entered with his coat tightly buttoned across his chest.

He was a keen-looking man of sixty, with rather obstinate features, and above all, an obstinate beard, which seemed as if it refused to be shaved, remaining in stiff, grey, wiry patches in corners and on prominences, as well as down in little ravines cut deeply in his face. His eyes, which were dark and sharp, twinkled and looked inquisitive, while, in addition, there was a restless wandering irregularity in their movements as if in turn each was trying to make out what its fellow was doing on the other side of that big bony nose.

“Morning, Mr Thickens, sir, morning,” in a coffee-grinding tone of voice; “I want to see the chief.”

“Mr Hallam? Yes; I’ll see if he’s at liberty, Mr Gemp.”

“Do, Mr Thickens, sir, do; but one moment,” he continued, leaning over and taking the clerk by the coat. “Don’t you think I slight you, Mr Thickens; not a bit, sir, not a bit. But when a man has a valuable deposit to make, eh?—you see?—it isn’t a matter of trusting this man or that; he sees the chief.”

Mr Gemp drew himself up, slapped the bulgy left breast of his buttoned-up coat, nodded sagely, and blew his nose with a snort like a blast on a cow-horn, using a great blue cotton handkerchief with white spots.

Mr James Thickens passed through a glass door, covered on the inner side with dark green muslin, and returned directly to usher the visitor into the presence of Robert Hallam, the business manager of Dixons’ Bank.

The room was neatly furnished, half office half parlour, and, but for a pair of crossed cutlasses over the chimney-piece, a bell-mouthed brass blunderbuss, and a pair of rusty flint-lock pistols, the place might have been the ordinary sitting-room of a man of quiet habits. There was another object though in one corner, which took from the latter aspect, this being the door of the cupboard which, instead of being ordinary painted panel, was of strong iron, a couple of inches thick.

“Morning, Mr Hallam, sir.”

“Good-morning, Mr Gemp.”

The manager rose from his seat at the baize-covered table to shake hands and point to a chair, and then, resuming his own, he crossed his legs and smiled blandly as he waited to hear his visitor’s business.

Mr Gemp’s first act was to spread his blue handkerchief over his knees, and then begin to stare about the room, after carefully hooking himself with his thick oak stick which he passed over his neck and held with both hands as if he felt himself to be rather an errant kind of sheep who needed the restraint of the crook.

“Loaded?” he said suddenly, after letting his eyes rest upon the fire-arms.

“Oh, yes, Mr Gemp, they are all loaded,” replied the manager smiling. “But I suppose I need not get them down; you are not going to make an attack?”

“Me? attack? eh? Oh, you’re joking. That’s a good one. Ha! ha! ha!”

Mr Gemp’s laugh was not pleasant on account of dental defects. It was rather boisterous too, and his neck shook itself free of the crook; but he hooked himself again, grew composed, and nodded once more in the direction of the chimney.

“Them swords sharp?”

“As razors, Mr Gemp.”

“Are they now? Well, that’s a blessing. Fire-proof, I suppose?” he added, nodding towards the safe.

“Fire-proof, burglar-proof, bank-proof, Mr Gemp,” said the manager smiling. “Dixons’ neglect nothing for the safety of their customers.”

“No, they don’t, do they?” said Mr Gemp, holding on very tightly to the stick, keeping himself down as it were and safe as well.

“No, sir, they neglect nothing.”

“I say,” said Mr Gemp, leaning forward, after a glance over his shoulder towards the bank counter, and Mr Thickens’s back, dimly seen through the muslin, “does the new parson bank here?”

The manager smiled, and looked very hard at the bulge in his visitor’s breast pocket, a look which