the southwest corner of Central Park and intersects Eighth Avenue, and here is the Columbus Monument, a tall shaft surmounted by a marble statue, erected in 1892. Broadway then becomes the magnificent "Grand Broadway Boulevard," with rows of trees, prolonged far northward.

FIFTH AVENUE.

Fifth Avenue, one hundred feet wide, is probably the New York street that is most talked about, for they say the main object of working so hard to get rich in the metropolis is to be able to live in a fine mansion on Fifth Avenue. This great highway extends northward almost in the centre of Manhattan Island, but it has an humble beginning, starting from the original "Potter's Field," where for many years the outcast and the unknown were buried and over a hundred thousand corpses are believed to have been interred. When the city spread beyond this cemetery it was decided to make the place a park, and thus was formed Washington Square on Fourth Street, a short distance west of Broadway, an enclosure of about nine acres. From this Square Fifth Avenue is laid in a straight line six miles northward, to the Harlem River. The fine Washington Centennial Memorial Arch spans the avenue at the southern end, near the Square, marking the Centenary of Washington's inauguration as President. In the lower portions the famous avenue has been largely invaded by business establishments, but above, it is the finest residential street in the world, there being four or five miles of architectural magnificence, in which for two miles it borders Central Park. The street displays the best dwelling and church architecture, the progress northward into the newer portion showing how the styles have changed. All railways have been carefully excluded from this street. At the southern end the older houses are generally of brick, gradually developing into the use of brownstone facings, and then into almost uniform rows of elaborate brownstone buildings, with imposing porticos reached by high and broad flights of steps. The rich yet gloomy brown is somewhat monotonous, but as Central Park is approached this is broken, as all styles of designs and materials are used. Fifth Avenue has the great "Methodist Book Concern" at Twentieth Street, and in this neighborhood are also several of the leading book houses. The wealthy and exclusive Union Club is at Twenty-first Street, with the Lotus Club in a more modest house adjacent.

Northward from Madison Square the great street stretches up the aristocratic grade of Murray Hill, with its rows of stately buildings. Parallel and a short distance eastward is Madison Avenue, also a street of fashionable residence, and second only to Fifth Avenue in grandeur. At Twenty-ninth Street is the plain and substantial granite Dutch Reformed Church, and to the eastward is an odd-looking little church that has attained a wide reputation. It is a picturesque aggregation of low brick buildings, set back in a small enclosure between Fifth and Madison Avenues, and looking like a quaint mediæval structure. Some years ago a pompous rector, when asked to read the last prayers over the dead body of an actor, sent the sorrowing friends to this church, saying he could not thus pray for the ungodly, but they might be willing to do it at the little church around the corner. The public quickly caught on, through newspaper aid, and the result was that this attractive Church of the Transfiguration performed the last rites in presence of an overflowing congregation, and its official title has since been overshadowed by the popular one of "the Little Church Around the Corner." It is much attended by the theatrical fraternity, and contains a handsome memorial window to Edwin Booth.

Mounting the gentle grade of Murray Hill, we come to Thirty-fourth Street, the locality typifying the two greatest fortunes amassed in America before the advent of the Vanderbilts. The whole block between Thirty-third and Thirty-fourth Streets is occupied by the towering Waldorf-Astoria Hotel, built of brick and sandstone in German Renaissance, and occupying the land originally the home of the Astors, while across Thirty-fourth Street is the white marble Stewart palace. The ancestor of the Astor family, John Jacob Astor, accumulated the largest fortune known in this country before the Civil War, his estates representing the early growth of New York, and the wealth coming from the advancing value of land as the city expanded. He was a poor German peasant-boy who came from the village of Waldorf, near Heidelberg, to London, and worked there prior to 1783, making musical instruments for his brother. In that year, at the age of about twenty, he sailed for America with $500 worth of instruments, meeting a furrier on the ship, who suggested that he trade the instruments for American furs. This he did in New York, and returning to London, sold the furs at a large profit. Coming back to New York, he established a fur-trade with England, and built ships for his business. He prospered, and at the beginning of the nineteenth century was worth $250,000. Then he began buying land and houses in New York, built many buildings, and was so shrewd in real-estate investments that they often increased a hundredfold. He was liberal and charitable, and dying in 1848, his estate, then the largest in the country, was estimated at $25,000,000. His chief public benefaction was the Astor Library, which his son, William B. Astor, also aided, so that besides the buildings it has an endowment of about $1,800,000. The great Astor estates, now represented by the fourth generation, are estimated at over $200,000,000.

The splendid palace at the northwest corner of Fifth Avenue and Thirty-fourth Street was built by Alexander T. Stewart when at the height of his fame as the leading New York merchant. Intended to eclipse anything then known in New York, he expended $3,000,000 upon the building and its decoration, so that this house outshone all other New York residences until the Vanderbilt palaces were erected farther out Fifth Avenue. Its latest occupant has been the Manhattan Club. Stewart's fortune was accumulated through the facilities at New York for successful trading, though much of his wealth was afterwards invested in large buildings in profitable business localities, and notably in great hotels. Stewart, like Astor, began his career with almost nothing, but at a later period. He was born at Belfast, Ireland, in 1802, studied at Trinity College, Dublin, but before taking his degree migrated to New York as a teacher in 1818. He got into the dry-goods trade in a small way near the City Hall Park, and his business grew until he acquired all the adjacent buildings, and put up the store at Chambers Street, and afterwards the retail store farther up Broadway. Enlarging in every direction, his business became the greatest in the country, with branches in the leading cities. He was an extensive importer, and owned various factories making the fabrics he sold. His business methods were profitable but unpopular, involving the remorseless crushing of rivals, so that he had few friends and many enemies. Yet he was charitable, sending a shipload of provisions to relieve the Irish famine in 1846, and he made large public gifts to aid suffering. When he died he was building on Fourth Avenue an enormous structure intended as a "Home for Working Girls," on which $1,400,000 were expended. It was opened soon after his death, but with such stringent regulations that a rebellion soon arose among the intended beneficiaries, and it had to be closed. There was a shrewd suspicion that the difficulty came by design, for the building was soon reopened as a hotel. Stewart had scarcely moved into his marble palace when he died, his body being put temporarily into a