been shown a program which we are capable of carrying out, a table of contents of our capabilities, the signs of the corresponding realities, for faith is not an idle dream, an illusive picture of the imagination. We have not been mocked by ideals and aspirations, soul-yearnings and heart-longings for the things which have no possible realities. Faith is not a cheat. There is ability to match the faith.

There is something about devotion to one's inward vision, the intense desire and concentrated effort to fulfill what we believe to be our mission here, that has a solidifying influence upon the character, gives poise and peace of mind and also helps us to realize our vision.

The probabilities are that the iceberg which sent the Titanic, with sixteen hundred souls, to the bottom of the ocean did not even feel a tremor at the shock. More than seven-eighths of its huge bulk was below the water, deep down in the eternal calm of the sea, beyond the reach of storm or tempest. Like the giant iceberg, faith reaches down into the serene within of us, into the eternal calm of the soul. It is not disturbed by the surface commotions. A life poised in faith rides steadily, triumphantly, through the tempests and the hurricanes of existence.

You will constantly be confronted with things which tend to destroy faith in God and faith in yourself. There are many times in life when about all we can do is to hold on to the hand of the Divine Guide until we have run through the storm zone. We have to learn to turn away from the heart-breaks of life and to face toward the light. We have to disregard the criticisms and the discouragement of others, as well as the assaults of fear and doubt, and press on to our goal.

If you go in business for yourself, if you are struggling to get an education, if you are making desperate efforts to realize your ambition, whatever it is, you will find plenty of pessimists who will predict your failure. They will tell you that you never can build up a business without a lot of capital and outside help in these times of terrific competition, that you cannot work your way through college, that you can never be whatever you are dreaming of and longing to be. You will meet plenty of obstacles and much opposition, and it will take a very stiff backbone, a lot of sand and grit to keep pushing on towards your goal against great odds, but faith is more than a match for all these. Nothing else will enable you to win out.

Remember it is not other people's faith in you but your faith in yourself that counts most. It is a good thing to have other people's good opinion, to have their confidence in us, their faith in the success of our efforts, but it is not imperative. Our own is. No man ever gets anywhere or does anything great in this world without faith in himself, without a superb belief that he is on the right track, that he is doing the thing he was made to do, that he is going to stick to it through thick and thin to the end. It takes faith to look beyond obstacles, to see the way over difficulties, to brave opposition and to allow nothing to swerve us from our course.

You cannot keep any one from succeeding who has an unshakable faith in his mission. You cannot crush the faith that wrestles with difficulties, that never weakens under trials or afflictions, that pushes on when everybody else turns back, that gets up with greater determination every time it is knocked down.

In the sacred Confucian scriptures we are told that a very devoted disciple of Confucius, on a pilgrimage to his master, was stopped on his journey by a broad river. As he could not swim and could not procure a boat, the zealous disciple resolved that he would walk on the water. Believing that the necessity of seeing his master was most urgent, and being filled with zeal in the performance of his mission, he boldly made the attempt—and succeeded. The record of this miracle is supposed by followers of Confucius to be just as authentic as the Bible account of the walking of Christ on the water.

If, like this zealot, you have faith in your power to overcome difficulties, nothing can keep you from your goal. If, like Joan of Arc, you believe you are appointed by God to perform a certain work, it will help you wonderfully to make good. It will dignify your life and your efforts, and thus save you from a thousand temptations to waste your time in frivolous pursuits. It will put a higher value upon your importance to the world. To feel that you have a divine mission that no one else can perform, that you came here with a sacred message for mankind, and that it is up to you to deliver it will add a wonderful motive for effectiveness in your life work. The consciousness that you are keeping faith with your Creator and with yourself, that you are keeping faith with your fellowmen and earning their respect and love, that you are keeping faith with a splendid life purpose, with your holiest vision, gives a satisfaction which nothing else can afford.

Cling to your faith no matter what happens. It is your best friend. Like the magnetic needle on the ship's deck, which will find the north star, no matter how dense the fog, how dark the night, or how threatening the tempest, your faith, even though you cannot see, will find the way. It sees the open road, beyond the mountain of difficulties which shuts out the vision of the other faculties.

Some time ago, during one of our periodical business crises, some newspapers made merry over a statement of President Wilson that the condition of the United States, illustrated by the fact that eighty thousand freight cars were at the time side-tracked along the lines of one of our great railroads alone, could be changed by psychology. One of these papers sarcastically suggested that if we should take a dose of the psychology remedy and go to sleep somewhere in the misty, cloudy lands of theory, and dream that those eighty thousand empty freight cars were moving, we should see them move.

Now, in spite of newspaper skepticism, I believe that the psychology remedy if applied in every financial, business, or other crisis would prove absolutely effective. If all the people of this country would persistently hold a mental attitude of faith in our prosperity, which is the birthright of the inhabitants of this land of plenty; if they would have faith that our vast resources would enable us to carry on business, regardless of conditions in Europe or elsewhere, and if they would act in accordance with their faith, there would be no idle freight cars, no lack of work, no lack of money at any time.

It is the mental attitude of the people of the United States that causes financial panics and recurrent "hard times." And there is something dead wrong in a state of mind which produces periodical crises, intervals of nationwide stagnation in a land with resources great enough to make every one of its citizens rich, in a land where the State of Texas alone could give every one of them a better living than the majority get to-day.

Before we can make business conditions stable we must have faith in the stability of our limitless wealth, in the opulence of the earth over which the Creator has given us control. We have got to hold the prosperous vision, to see better times with the mental eye, not dimly in the future, but now, to have more faith in our Maker, in our nation, in ourselves individually.

Why, if we analyze the matter, we will see that our unparalleled national prosperity has been built up largely by psychology. Its foundations had their root in the faith of our forefathers, in their belief in our country's possibilities.

We all know that faith has preceded every achievement in the