class="pnext">"That won't suit me. If I don't have my money by to-night I'll serve you a three-days' notice to quit."

It may seem strange that Mr. Hammerby should be so hard upon his tenants, but the truth was, he understood more of the factory and the bank affairs than was generally known.

He was well aware that it would be a long time before cash could be had at either place.

"But surely you wouldn't turn us out for being behind just this once!" exclaimed Jack. "We have paid promptly for three years."

"I can't make any allowance. It's pay or leave. I might have got more than you pay for these rooms, but I let you have them at a low figure because I thought you would be prompt."

"But Mr. Gray owns this building," put in Deb, eagerly; "surely he will not allow his own workmen, to whom money is due, to be put out."

"He doesn't bother his head about it," returned Mr. Hammerby, with assumed dignity. "He expects me to obey orders, and those orders are to collect or give notice."

"Well, I haven't the money," repeated Jack.

"I'll step in in the morning," went on the agent, "and then it's money or notice. Good day."

And without further words Mr. Hammerby left the apartment. The minute the door was closed Deb burst into tears.

"They will set us into the street!" she sobbed. "Was ever a person so cruel before! Oh, Jack, what shall we do? What shall we do?"

Jack sank into a chair without replying. His mind was busy trying to devise some means of averting the blow that appeared so imminent. Though it cut him to the heart to see his sister so distressed, he could offer her no comforting hope.

"I'm going up to see Mr. Gray," he said, finally, "I'll tell him just how the matter stands. I don't believe if he knew the particulars that he would let Mr. Hammerby put us out."

"If he did he'd be the hardest-hearted man in Corney," declared Deb, between her sobs.

For Jack to think, was to act, and in a few seconds he was ready to depart.

"Shall I go along?" asked his sister, hesitatingly.

"I guess not. You can meet me at the corner if you like," replied Jack.

Mr. Gray's residence was situated in the fashionable part of the town. It was an elegant establishment throughout, and Jack was not a little awed by the sumptuous surroundings.

He was ushered into the hall, and found himself among half a dozen others, all awaiting an interview with the manufacturer.

It was fully half an hour before he was told to enter the library. He found Mr. Felix Gray seated at a desk which was deep with letters and documents.

The manufacturer was a stout man of fifty, with a certain sullen, bull-dog cast of countenance.

"Well, sir, what is it?" he asked, hardly looking up.