easily. What do you pay for your season-ticket, Mr. Mumford? Oh, well! that isn't much. I almost think I shall get one.'

'Do you wish to go up very often, then?' asked Emmeline, reflecting on her new responsibilities.

'Oh! not every day, of course. But a season-ticket saves the bother each time, and you have a sort of feeling, you know, that you can be in town whenever you like.'

It had not hitherto been the Mumfords' wont to dress for dinner, but this evening they did so, and obviously to Miss Derrick's gratification. She herself appeared in a dress which altogether outshone that of her hostess. Afterwards, in private, she drew Emmeline's attention to this garb, and frankly asked her opinion of it.

'Very nice indeed,' murmured the married lady, with a good-natured smile. 'Perhaps a little—'

'There, I know what you're going to say. You think it's too showy. Now I want you to tell me just what you think about everything—everything. I shan't be offended. I'm not so silly. You know I've come here to learn all sorts of things. To-morrow you shall go over all my dresses with me, and those you don't like I'll get rid of. I've never had anyone to tell me what's nice and what isn't. I want to be—oh, well, you know what I mean.'

'But, my dear,' said Emmeline, 'there's something I don't quite understand. You say I'm to speak plainly, and so I will. How is it that you haven't made friends long ago with the sort of people you wish to know? It isn't as if you were in poor circumstances.'

'How could I make friends with nice people when I was ashamed to have them at home? The best I know are quite poor—girls I went to school with. They're much better educated than I am, but they make their own living, and so I can't see very much of them, and I'm not sure they want to see much of me. I wish I knew what people think of me; they call me vulgar, I believe—the kind I'm speaking of. Now, do tell me, Mrs. Mumford, am I vulgar?'

'My dear Miss Derrick—' Emmeline began in protest, but was at once interrupted.

'Oh! that isn't what I want. You must call me Louise, or Lou, if you like, and just say what you really think. Yes, I see, I am rather vulgar, and what can you expect? Look at mother; and if you saw Mr. Higgins, oh! The mistake I made was to leave school so soon. I got sick of it, and left at sixteen, and of course the idiots at home—I mean the foolish people—let me have my own way. I'm not clever, you know, and I didn't get on well at school. They used to say I could do much better if I liked, and perhaps it was more laziness than stupidity, though I don't care for books—I wish I did. I've had lots of friends, but I never keep them for very long. I don't know whether it's their fault or mine. My oldest friends are Amy Barker and Muriel Featherstone; they were both at the school at Clapham, and now Amy does type-writing in the City, and Muriel is at a photographer's. They're awfully nice girls, and I like them so much; but then, you see, they haven't enough money to live in what I call a nice way, and, you know, I should never think of asking them to advise me about my dresses, or anything of that kind. A friend of mine once began to say something and I didn't like it; after that we had nothing to do with each other.'

Emmeline could not hide her amusement.

'Well, that's just it,' went on the other frankly. 'I have rather a sharp temper, and I suppose I don't get on well with most people. I used to quarrel dreadfully with some of the girls at school—the uppish sort. And yet all the time I wanted to be friends with them. But, of course, I could never have taken them home.'

Mrs. Mumford began to read the girl's character, and to understand how its complexity had shaped her life. She was still uneasy as to the impression this guest would make upon their friends, but on the whole it seemed probable that Louise would conscientiously submit herself to instruction, and do her very best to be "nice." Clarence's opinion was still favourable; he pronounced Miss Derrick "very amusing," and less of a savage than his wife's description had led him to expect.

Having the assistance of two servants and a nurse-girl, Emmeline was not overburdened with domestic work. She soon found it fortunate that her child, a girl of two years old, needed no great share of her attention; for Miss Derrick, though at first she affected an extravagant interest in the baby, very soon had enough of that plaything, and showed a decided preference for Emmeline's society out of sight and hearing of nursery affairs. On the afternoon of the second day they went together to call upon Mrs. Fentiman, who lived at a distance of a quarter of an hour's walk, in a house called "Hazeldene"; a semi-detached house, considerably smaller than "Runnymede," and neither without nor within so pleasant to look upon. Mrs. Fentiman, a tall, hard-featured, but amiable lady, had two young children who occupied most of her time; at present one of them was ailing, and the mother could talk of nothing else but this distressing circumstance. The call lasted only for ten minutes, and Emmeline felt that her companion was disappointed.

'Children are a great trouble,' Louise remarked, when they had left the house. 'People ought never to marry unless they can keep a lot of servants. Not long ago I was rather fond of somebody, but I wouldn't have him because he had no money. Don't you think I was quite right?'

'I have no doubt you were.'

'And now,' pursued the girl, poking the ground with her sunshade as she walked, 'there's somebody else. And that's one of the things I want to tell you about. He has about three hundred a year. It isn't much, of course; but I suppose Mr. Higgins would give me something. And yet I'm sure it won't come to anything. Let's go home and have a good talk, shall we?'

Mrs. Higgins's letter had caused Emmeline and her husband no little amusement; but at the same time it led them to reflect. Certainly they numbered among their acquaintances one or two marriageable young men who might perchance be attracted by Miss Derrick, especially if they learnt that Mr. Higgins was disposed to 'behave handsomely' to his stepdaughter; but the Mumfords had no desire to see Louise speedily married. To the bribe with which the letter ended they could give no serious thought. Having secured their "paying guest," they hoped she would remain with them for a year or two at least. But already Louise had dropped hints such as Emmeline could not fail to understand, and her avowal of serious interest in a lover came rather as an annoyance than a surprise to Mrs. Mumford.

It was a hot afternoon, and they had tea brought out into the garden, under the rustling leaves of the chestnut.

'You don't know anyone else at Sutton except Mrs. Fentiman?' said Louise, as she leaned back in the wicker chair.

'Not intimately. But some of our friends from London will be coming on Sunday. I've asked four people to lunch.'

'How jolly! Of course you'll tell me all about them before then. But I want to talk about Mr. Cobb. Please, two lumps of sugar. I've known him for about a year and a half. We seem quite old friends, and he writes to me; I don't answer the letters, unless there's something to say. To tell the truth, I don't like him.'

'How can that be if you seem old friends?'

'Well, he likes me; and there's no harm in that, so long as he understands. I'm sure you wouldn't like him. He's a rough, coarse sort of man, and has a dreadful temper.'

'Good gracious! What is his position?'

'Oh, he's connected with the what-d'ye-call-it Electric Lighting Company. He travels about a good deal. I shouldn't mind that; it must be rather nice not to have one's husband always at home. Just now I believe he's in Ireland. I shall be having a letter from him very soon, no doubt. He doesn't know I've left home, and it'll make him wild. Yes, that's the kind of man he is. Fearfully jealous, and such a temper! If I