daughter, well, it isn't in nature he shouldn't favour his own. There's more be'ind, but I dessay you can guess, and I won't trouble you with things that don't concern you. And that's how it stands, you see.'

By a rapid calculation Emmeline discovered; with surprise, that Mrs. Higgins could not be much more than forty years of age. It must have been a life of gross self-indulgence that had made the woman look at least ten years older. This very undesirable parentage naturally affected Emmeline's opinion of Louise, whose faults began to show in a more pronounced light. One thing was clear: but for the fact that Louise aimed at a separation from her relatives, it would be barely possible to think of receiving her. If Mrs. Higgins thought of coming down to Sutton at unexpected moments—no, that was too dreadful.

'Should you wish, Mrs. Higgins, to entrust your daughter to me entirely?'

'My dear Mrs. Rumford, it's very little that my wishes has to do with it! She's made up her mind to leave 'ome, and all I can do is to see she gets with respectable people, which I feel sure you are; and of course I shall have your references.'

Emmeline turned pale at the suggestion. She all but decided that the matter must go no further.

'And what might your terms be—inclusive?' Mrs. Higgins proceeded to inquire.

At this moment a servant entered with tea, and Emmeline, sorely flurried, talked rapidly of the advantages of Sutton as a residence. She did not allow her visitor to put in a word till the door closed again. Then, with an air of decision, she announced her terms; they would be three guineas a week. It was half a guinea more than she and Clarence had decided to ask. She expected, she hoped, Mrs. Higgins would look grave. But nothing of the kind; Louise's mother seemed to think the suggestion very reasonable. Thereupon Emmeline added that, of course, the young lady would discharge her own laundress's bill. To this also Mrs. Higgins readily assented.

'A hundred and sixty pounds per annum!' Emmeline kept repeating to herself. And, alas! it looked as if she might have asked much more. The reference difficulty might be minimised by naming her own married sister, who lived at Blackheath, and Clarence's most intimate friend, Mr. Tarling, who held a good position in a City house, and had a most respectable address at West Kensington. But her heart misgave her. She dreaded her husband's return home.

The conversation was prolonged for half-an-hour. Emmeline gave her references, and in return requested the like from Mrs. Higgins. This astonished the good woman. Why, her husband was Messrs. 'Iggins of Fenchurch Street! Oh, a mere formality, Emmeline hastened to add—for Mr. Mumford's satisfaction. So Mrs. Higgins very pompously named two City firms, and negotiations, for the present, were at an end.

Louise, summoned to the drawing-room, looked rather tired of waiting.

'When can you have me, Mrs. Mumford?' she asked. 'I've quite made up my mind to come.'

'I'm afraid a day or two must pass, Miss Derrick—'

'The references, my dear,' began Mrs. Higgins.

'Oh, nonsense! It's all right; anyone can see.'

'There you go! Always cutting short the words in my mouth. I can't endure such behaviour, and I wonder what Mrs. Rumford thinks of it. I've given Mrs. Rumford fair warning—'

They wrangled for a few minutes, Emmeline feeling too depressed and anxious to interpose with polite commonplaces. When at length they took their leave, she saw the last of them with a sigh of thanksgiving. It had happened most fortunately that no one called this afternoon.

'Clarence, it's quite out of the question.' Thus she greeted her husband. 'The girl herself I could endure, but oh, her odious mother!—Three guineas a week! I could cry over the thought.'

By the first post in the morning came a letter from Louise. She wrote appealingly, touchingly. 'I know you couldn't stand my mother, but do please have me. I like Sutton, and I like your house, and I like you. I promise faithfully nobody from home shall ever come to see me, so don't be afraid. Of course if you won't have me, somebody else will; I've got two hundred to choose from, but I'd rather come to you. Do write and say I may come. I'm so sorry I quarrelled with mother before you. I promise never to quarrel with you. I'm very good-tempered when I get what I want.' With much more to the same effect.

'We will have her,' declared Mumford. 'Why not, if the old people keep away?—You are quite sure she sounds her h's?'

'Oh, quite. She has been to pretty good schools, I think. And I dare say I could persuade her to get other dresses and hats.'

'Of course you could. Really, it seems almost a duty to take her—doesn't it?'

So the matter was settled, and Mumford ran off gaily to catch his train.

Three days later Miss Derrick arrived, bringing with her something like half-a-ton of luggage. She bounded up the doorsteps, and, meeting Mrs. Mumford in the hall, kissed her fervently.

'I've got such heaps to tell you Mr. Higgins has given me twenty pounds to go on with—for myself; I mean; of course he'll pay everything else. How delighted I am to be here! Please pay the cabman I've got no change.'

A few hours before this there had come a letter from Mrs. Higgins; better written and spelt than would have seemed likely.

'Dear Mrs. Mumford,' it ran, 'L. is coming to-morrow morning, and I hope you won't repent. There's just one thing I meant to have said to you but forgot, so I'll say it now. If it should happen that any gentleman of your acquaintance takes a fancy to L., and if it should come to anything, I'm sure both Mr. H. and me would be most thankful, and Mr. H. would behave handsome to her. And what's more, I'm sure he would be only too glad to show in a handsome way the thanks he would owe to you and Mr. M.—Very truly yours, Susan H. Higgins.'

CHAPTER II

'Runnymede' (so the Mumfords' house was named) stood on its own little plot of ground in one of the tree-shadowed roads which persuade the inhabitants of Sutton that they live in the country. It was of red brick, and double-fronted, with a porch of wood and stucco; bay windows on one side of the entrance, and flat on the other, made a contrast pleasing to the suburban eye. The little front garden had a close fence of unpainted lath, a characteristic of the neighbourhood. At the back of the house lay a long, narrow lawn, bordered with flower-beds, and shaded at the far end by a fine horse-chestnut.

Emmeline talked much of the delightful proximity of the Downs; one would have imagined her taking long walks over the breezy uplands to Banstead or Epsom, or yet further afield The fact was, she saw no more of the country than if she had lived at Brixton. Her windows looked only upon the surrounding houses and their garden foliage. Occasionally she walked along the asphalte pavement of the Brighton Road—a nursemaids' promenade—as far as the stone which marks twelve miles from Westminster Bridge. Here, indeed, she breathed the air of the hills, but villas on either hand obstructed the view, and brought London much nearer than the measured distance. Like her friends and neighbours, Emmeline enjoyed Sutton because it was a most respectable little portion of the great town, set in a purer atmosphere. The country would have depressed her.

In this respect Miss Derrick proved a congenial companion. Louise made no pretence of rural inclinations, but had a great liking for tree-shadowed asphalte, for the results of elaborate horticulture, for the repose and the quiet of villadom.

'I should like to have a house just like this,' she declared, on her first evening at "Runnymede," talking with her host and hostess out in the garden. 'It's quite big enough, unless, of course, you have a very large family, which must be rather a bore.' She laughed ingenuously. 'And one gets to town so