course, he is older than John Eames; and, as he has been longer at it, I suppose he has more than eighty pounds a year."

"I am not in Mr. Crosbie's confidence. He is in the General Committee Office, I know; and, I believe, has pretty nearly the management of the whole of it. I have heard Bernard say that he has six or seven young men under him, and that—; but, of course, I don't know what he does at his office."

"I'll tell you what he is, Bell; Mr. Crosbie is a swell." And Lilian Dale was right; Mr. Crosbie was a swell.

And here I may perhaps best explain who Bernard was, and who was Mr. Crosbie. Captain Bernard Dale was an officer in the corps of Engineers, was the first cousin of the two girls who have been speaking, and was nephew and heir presumptive to the squire. His father, Colonel Dale, and his mother, Lady Fanny Dale, were still living at Torquay—an effete, invalid, listless couple, pretty well dead to all the world beyond the region of the Torquay card-tables. He it was who had made for himself quite a career in the Nineteenth Dragoons. This he did by eloping with the penniless daughter of that impoverished earl, the Lord De Guest. After the conclusion of that event circumstances had not afforded him the opportunity of making himself conspicuous; and he had gone on declining gradually in the world's esteem—for the world had esteemed him when he first made good his running with the Lady Fanny—till now, in his slippered years, he and his Lady Fanny were unknown except among those Torquay Bath chairs and card-tables. His elder brother was still a hearty man, walking in thick shoes, and constant in his saddle; but the colonel, with nothing beyond his wife's title to keep his body awake, had fallen asleep somewhat prematurely among his slippers. Of him and of Lady Fanny, Bernard Dale was the only son. Daughters they had had; some were dead, some married, and one living with them among the card-tables. Of his parents Bernard had latterly not seen much; not more, that is, than duty and a due attention to the fifth commandment required of him. He also was making a career for himself, having obtained a commission in the Engineers, and being known to all his compeers as the nephew of an earl, and as the heir to a property of three thousand a year. And when I say that Bernard Dale was not inclined to throw away any of these advantages, I by no means intend to speak in his dispraise. The advantage of being heir to a good property is so manifest—the advantages over and beyond those which are merely fiscal—that no man thinks of throwing them away, or expects another man to do so. Moneys in possession or in expectation do give a set to the head, and a confidence to the voice, and an assurance to the man, which will help him much in his walk in life—if the owner of them will simply use them, and not abuse them. And for Bernard Dale I will say that he did not often talk of his uncle the earl. He was conscious that his uncle was an earl, and that other men knew the fact. He knew that he would not otherwise have been elected at the Beaufort, or at that most aristocratic of little clubs called Sebright's. When noble blood was called in question he never alluded specially to his own, but he knew how to speak as one of whom all the world was aware on which side he had been placed by the circumstances of his birth. Thus he used his advantage, and did not abuse it. And in his profession he had been equally fortunate. By industry, by a small but wakeful intelligence, and by some aid from patronage, he had got on till he had almost achieved the reputation of talent. His name had become known among scientific experimentalists, not as that of one who had himself invented a cannon or an antidote to a cannon, but as of a man understanding in cannons and well fitted to look at those invented by others; who would honestly test this or that antidote; or, if not honestly, seeing that such thin-minded men can hardly go to the proof of any matter without some pre-judgment in their minds, at any rate with such appearance of honesty that the world might be satisfied. And in this way Captain Dale was employed much at home, about London; and was not called on to build barracks in Nova Scotia, or to make roads in the Punjaub.

He was a small slight man, smaller than his uncle, but in face very like him. He had the same eyes, and nose, and chin, and the same mouth; but his forehead was better,—less high and pointed, and better formed about the brows. And then he wore moustaches, which somewhat hid the thinness of his mouth. On the whole, he was not ill-looking; and, as I have said before, he carried with him an air of self-assurance and a confident balance, which in itself gives a grace to a young man.

He was staying at the present time in his uncle's house, during the delicious warmth of the summer,—for, as yet, the month of July was not all past; and his intimate friend, Adolphus Crosbie, who was or was not a mere clerk as my readers may choose to form their own opinions on that matter, was a guest in the house with him. I am inclined to say that Adolphus Crosbie was not a mere clerk; and I do not think that he would have been so called, even by Lily Dale, had he not given signs to her that he was a "swell." Now a man in becoming a swell,—a swell of such an order as could possibly be known to Lily Dale,—must have ceased to be a mere clerk in that very process. And, moreover, Captain Dale would not have been Damon to any Pythias, of whom it might fairly be said that he was a mere clerk. Nor could any mere clerk have got himself in either at the Beaufort or at Sebright's. The evidence against that former assertion made by Lily Dale is very strong; but then the evidence as to her latter assertion is as strong. Mr. Crosbie certainly was a swell. It is true that he was a clerk in the General Committee Office. But then, in the first place, the General Committee Office is situated in Whitehall; whereas poor John Eames was forced to travel daily from his lodgings in Burton Crescent, ever so far beyond Russell Square, to his dingy room in Somerset House. And Adolphus Crosbie, when very young, had been a private secretary, and had afterwards mounted up in his office to some quasi authority and senior-clerkship, bringing him in seven hundred a year, and giving him a status among assistant secretaries and the like, which even in an official point of view was something. But the triumphs of Adolphus Crosbie had been other than these. Not because he had been intimate with assistant secretaries, and was allowed in Whitehall a room to himself with an arm-chair, would he have been entitled to stand upon the rug at Sebright's and speak while rich men listened,—rich men, and men also who had handles to their names! Adolphus Crosbie had done more than make minutes with discretion on the papers of the General Committee Office. He had set himself down before the gates of the city of fashion, and had taken them by storm; or, perhaps, to speak with more propriety, he had picked the locks and let himself in. In his walks of life he was somebody in London. A man at the West End who did not know who was Adolphus Crosbie knew nothing. I do not say that he was the intimate friend of many great men; but even great men acknowledged the acquaintance of Adolphus Crosbie, and he was to be seen in the drawing-rooms, or at any rate on the staircases, of Cabinet Ministers.

Lilian Dale, dear Lily Dale—for my reader must know that she is to be very dear, and that my story will be nothing to him if he do not love Lily Dale—Lilian Dale had discovered that Mr. Crosbie was a swell. But I am bound to say that Mr. Crosbie did not habitually proclaim the fact in any offensive manner; nor in becoming a swell had he become altogether a bad fellow. It was not to be expected that a man who was petted at Sebright's should carry himself in the Allington drawing-room as would Johnny Eames, who had never been petted by any one but his mother. And this fraction of a hero of ours had other advantages to back him, over and beyond those which fashion had