raise money had been made, and he saw nothing but discredit, and what he feared even worse than that before him. Involved as he was in debt, there was no safety from the sharp talons of the law. They might strike him at any moment, and involve all in ruin.

Poor Brainard! How little pleasure did the sight of his large and pleasant house give him as it came in view on his return home. It stood, rather as a monument of extravagance and folly, than the abode of sweet contentment.

"Three hundred dollars rent!" he murmured. "Too much for me to pay." And sighed deeply.

He entered his beautiful parlour, and gazed around upon the elegant furniture which he had provided as a means of comfort. All had lost its power to communicate pleasure. There stood the costly piano, once coveted and afterwards admired. But it possessed no charm to lay the troubled spirit within him. He had bought it as a marriage present for his wife, who had little taste for music, and preferred reading or sewing to the blandishment of sweet sounds. And for this toy—it was little more in his family—a debt of four hundred dollars had been created. Had it brought him an equivalent in comfort? Far, very far from it.

As Brainard stood in his elegant parlour, with troubled heart and troubled face, his wife came in with a light step.

"George!" she exclaimed on seeing him, her countenance falling and her voice expressing anxious concern. "What is the matter? Are you sick?"

"Oh, no!" he replied, affecting a lightness of tone.

"But something is the matter, George," said the young wife, as she laid her hand upon him and looked earnestly into his face. "Something troubles you."

"Nothing of any consequence. A mere trifle," returned Brainard, evasively.

"A mere trifle would not cloud your brow as it was clouded a moment since, George."

"Trifles sometimes affect us, more seriously than graver matters." As Brainard said this, the shadows again deepened on his face.

"If you have any troubles, dear, let me share them, and they will be lighter." Anna spoke with much tenderness.

"I hardly think your sharing my present trouble will lighten it," said Brainard, forcing a smile, "unless, in so doing, you can put some four hundred dollars into my empty pockets."

Anna withdrew a pace from her husband, and looked at him doubtingly.

"Do you speak in earnest?" said she.

"In very truth I do. To-morrow I have four hundred dollars to pay; but where the money is to come from, is more than I can tell."

"How in the world has that happened?" inquired Mrs. Brainard.

Involuntarily the eyes of her husband wandered towards the piano. She saw their direction. Her own eyes fell to the floor, and she stood silent for some moments—silent, but hurriedly thoughtful. Then looking up, she said, in a hesitating voice—

"We can do without that." And she pointed towards the piano.

"Without what?" asked Brainard, quickly.

"The piano. It cost four hundred dollars. Sell it."

"Never!"

"Why not?"

"Don't mention it, Anna. Sell your piano! It shall never be done."

"But, George"—

"It's no use to talk of that, Anna; I will not listen to it."

And so the wife was silenced.

Little comfort had the young couple that evening in their finely furnished house. Brainard was silent and thoughtful, while Anna felt the pressure of a heavy weight upon her feelings.

How different was it in the smaller and more plainly attired dwelling of Tyler! There was comfort, and there were peace and contentment, her smiling handmaids.

On the next morning, Brainard found it impossible to conceal from his wife the great anxiety he felt. She said very little to him, for his trouble was of a kind for which she could suggest no remedy. After he parted with her at the door, she returned and sat down in one of the parlours to think. The piano was before her, and back to that her thoughts at length came. It was not only a beautiful instrument, but one of great excellence. Often had it been admired by her friends, and particularly by a lady who had several times expressed a wish to own one exactly like it in every respect.

"I wish you would let me have that piano," the lady had said to her not a week before; and said it as much in earnest as in jest.

"I wonder if she really would buy it?" mused Mrs. Brainard. "I don't want so fine an instrument. My old piano is a very good one, and is useless at father's. Oh! if I could only get George the four hundred dollars he wants so badly!"

And she struck her hands together as her thoughts grew earnest on the subject. For more than an hour the mind of Mrs. Brainard gave itself up to this one idea. Then she dressed herself and went out. Without consulting any one, she called upon the lady to whom reference has been made.

"Mrs. Aiken," said she, coming at once to the point, "you have often remarked that you would like to own that piano of mine. Were you really in earnest?"

"In earnest? Certainly I was." Mrs. Aiken smiled, at the same time that a slight expression of surprise came into her face. "It's one of the finest instruments I ever touched."

"It's for sale," said Mrs. Brainard, in a firm, business-like way. "So there is a chance for you to call it your own."

"For sale! Why do you say that, Anna?"

"It's too costly an instrument for me to own. My old piano is a very good one—quite good enough for all my purposes."

"But this is your husband's wedding-gift, if I remember rightly?"

"I know it is; but the gift was too costly a one for a young man whose salary is only a thousand dollars a year."

"Then he wishes to sell it."

"No, indeed, not he!"

"And would you sell it without consulting him?" said Mrs. Aiken.

"Such is my intention."

"He might be very much displeased."

"No matter; I would soon smooth his frowning brow. But, Mrs. Aiken, we won't discuss that matter. The instrument is to be sold. Do you want it?"

"I do."

"Very well. Are you prepared to buy it?"

"Perhaps so. It cost four hundred dollars?"

"Yes."

"What is your price?"

"The same."

"Then you make no deduction?" said Mrs. Aiken, smiling.

"I wouldn't like to do that. It's as good as new. If I can sell it, I want to be able to put in my husband's hands just what he paid for it."

"Oh, then you want the money for your husband?"

"Certainly, I do. What use have I for four hundred dollars?"

"You've come just in time, Anna," said Mrs. Aiken. "I arranged with my husband to meet him this morning, at his store, to go and look at some pianos. But if yours is really for sale, we have no occasion to take any further trouble."

"It is for sale, Mrs. Aiken. Understand this."

"Very well. When do you want the money?"

"This morning."

"I don't know about that. However, I will see Mr. Aiken immediately."

"Shall I wait here for you?"

"You may do so, or I will call at your house."

"Do that, if you please."

"Very well. In an hour, at most, I will see you."

The two ladies then parted.

When Mr. Brainard left his house that morning, he felt wretched. Where—how was he to get four hundred dollars? To go to the party from whom he had bought the piano, and confess that he was not able to pay for it, had in it something so humiliating, that he could not bear the thought for a moment. But if the note was not paid,—what then? Might not the instrument be demanded? And how could he give it up now? Or, worse, might it not be seized under execution?

"Oh, that I had never bought it!" he at length exclaimed, mentally, in the bitterness of his feelings. And then he half chid himself for the extorted declaration.

Nearly the whole of the morning was spent in the vain attempt to borrow the needed sum. But there was no one to lend him four hundred dollars. At length, in his desperation, he forced himself to apply for a quarter's advance