deserved. Miss Vernon was too sensible a woman either to feel or express any contempt for her own sex, as clever women who were not sensible used to do in those days; but there was an undertone in her mind of indifference, to say the least, of another woman's opinion. She had a feeling that it could not be any better, and most likely was not so good, as her own, for she had held a position not usual among women, and knew that not many would have proved equal to the emergency as she did. What the old captain said would have impressed her more than what his wife said, and this although she was perfectly aware that the old lady in many cases was considered the most judicious of the two.

"I know you are both fanatics for Hester," she said, "who is not my favourite as she is yours. You must take care that Roland does not fall a victim to her. There are few girls about, and in that case, when young men have a mind to make fools of themselves, there is no choice. Do not shake your kind head off; you know this is a thing in which we have agreed we shall never think alike."

"Never is a long day," said the old lady, tranquilly. She was well used to waiting. In her experience, so many things had come to pass which no one expected. Even now, she said to herself, if any one had told her that Roland Ashton would one day be under her roof—She added quietly, "You are too much alike to do each other justice."

At this Catherine grew red. It had been intimated to her before, and she had scarcely been able to support the imputation. But she mastered herself with an effort. Nowhere perhaps but in this house would she have done so; but these old people had an ascendency over her which she could not explain.

"We will say nothing on that point," she said, quickly. "Your news has taken me so completely by surprise. Are you sure of it? Why should Mrs. John's daughter have rejected so excellent a settlement? She is looking for something better, I suppose?"

"I think that was a mistake too," said the old lady. "She says herself that Harry, though he is not clever, is good and true. Ah! it is you who shake your head now. In some things even our Catherine fails; he is not the equal of Hester; but it is not my opinion that a man need be always superior to his wife. Where there is love, it does not matter. I should have been pleased to see it; but she is young; she thinks differently. She is looking for nothing consciously; but in her heart for love, which is the visitor one is always looking for when one is young."

"Pshaw!" said Catherine; "it is the old people that are romantic, not the young. It is the settlements that are the things to be considered; or perhaps she is thinking of a title? Her mother is capable of any nonsense," she said with a scornful laugh.

Mrs. Morgan made no reply. Her peaceful aspect with her folded hands, the soft little smile on her old mouth, the slight shake of the head, was perhaps a trial of patience for the other, who felt herself thrown back into the category of the young and superficial by this calm expectation and quietness. Catherine Vernon was still in the region of prejudice and dislike. She had not lived into that superior sphere of toleration and calm. Impatience filled her veins. But she mastered herself, the atmosphere subduing her. And Captain Morgan came hobbling back, having calmed himself down too.

"Ellen has come back," said Miss Vernon, to change the subject, "from Paris, with clothes enough for all the neighbourhood. It amuses me to think of her among the bonnet-shops. What true enjoyment! and scarcely less now to show them to all her friends. Now there is a pleasure you cannot enjoy, uncle. A man could not call his friends together to look at his new hats."

"There is no telling what a young man can do in the way of folly till he is put to it," said the captain. "I am loth to recognise any inferiority. What do you think about all these failures, Catherine? or rather, if you have withdrawn from it, what do the boys think?"

"I hope I am still capable of giving an opinion," said Miss Vernon. "None of them touch us, which is the chief thing. For my part, speculation in this wild way is my horror. If you could see the proposals that used to be put before me! Not an undertaking that was not the safest and the surest in the world! The boys are well indoctrinated in my opinions on that subject. They know better, I hope, than to snatch at a high percentage; and love the substance, the good honest capital, which I love. I think," she continued, "there is a little of a miser in me, or perhaps you will say in all women. I love to see my money—to count it over like the—— By the way, it was the king that did that while the queen was eating her bread and honey. That goes against my theory."

"A good many things go against your theory. They say that there are no such wild speculators as women. It seems easy to them that a sort of miracle should happen; that something should come out of nothing."

"They have not had my experience," said Catherine. "But Edward and Harry are as steady as two churches; that is," she added with a complacency which they all recollected afterwards, "Edward is the head; the other fortunately has the good sense not to attempt to think for himself."

"Hester would have done that for him," said Mrs. Morgan, in an undertone; but Catherine caught it and went on with heightened colour, for the idea that Hester—that girl!—might have had something to say in the government of the bank, struck her as if some one had given her a blow.

"Edward is the heart and soul of everything," she said. "How fortunate it was for me that my choice fell upon that boy. I should say he had an old head on young shoulders, but that I don't like the conjunction. He is young enough. He has always been accustomed to family life, and loves his home."

"It is, no doubt," said Captain Morgan, kindly, "that he has had the advantage of your own experience and teaching more than the other, Catherine."

"That would be a delightful thought for me," Miss Vernon said with a suffusion of pleasure in her eyes. "Perhaps there is some truth in it. I have done my best to share my lights, such as they are, with him; but he goes beyond me. And to think that I hesitated between Edward and Harry! I hope I am grateful to Providence that turned me to the best. The other family are following out their lot quite characteristically. Ellen's husband has a good deal of worldly sense, which is wanting to that bit of a butterfly. He is trying hard to get her to make up to me. She has come to see me twice, full of pretty speeches about Algy's great respect for me. Human nature," said Catherine with a laugh, "is as good, nay, far better, than a play. How cunning it thinks it is, but in reality how very easy to see through."

Here old Mrs. Morgan began to shake her head again, smiling always, but with an indulgent, gentle contradictoriness which was more near making Miss Vernon angry than anything she had encountered in this house before.

"What does she sit there for, like a Chinese idol?" said the captain. "She has a wonderful opinion of herself, that old woman. Human nature may be easy to see through, but it is very hard to understand, Catherine. What is that the Bible says about 'deceitful above all things'? When you try to get hold of yourself, did you ever find a more slippery customer? There's a kind of amusement in it, when you are up to all your own dodges."

"Rowley, my dear!" said the old lady, surprised.

"It is true I am too old for slang: but one picks it up, and sometimes it is happy enough. I say when you are up to your own dodges; but that is difficult,