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LIST OF ILLUSTRATIONS

"I THINK YOU HAVE COME TO A VERY SENSIBLE CONCLUSION" . . . . . . Frontispiece

AT CARDS HE HAD LOST HEAVILY

THE ALARM WAS GIVEN, AND THE ENGINES WERE AT ONCE SLOWED DOWN

"WE ARE ALREADY IN FULL POSSESSION OF ALL WHICH THAT LETTER REVEALS"

MARY WAS NOWHERE TO BE SEEN, BUT MRS. RANGER CHANCED TO BE STANDING AT THE DOOR

RALPH SINCLAIR'S ATONEMENT

CHAPTER I.

A BOLT FROM THE BLUE.

"Better men fared thus before thee."—MATTHEW ARNOLD.

"Is Mr. Houghton in?"

"Yes, sir. Who shall I say has called?"

"Please say that Mr. Johnson, with a letter of introduction from your works at Broadstone, would like to see him."

The clerk addressed hastened away to an inner office to convey the message to his principal, returning shortly with a request, "Will you please to walk this way."

The office into which he was conducted was a portion of a large and very handsome showroom in the West End of London, screened from general observation by a wood-and-glass erection, which formed a separate room, in which was seated the manager of the firm of H. & E. Quinion, so well known for their famous Metal Works in the Midlands, but whose chief transactions were carried on by means of their London and Sydney houses.

Mr. Houghton, who rose on the entry of his visitor, was a tall portly specimen of the English gentleman. The kindly expression of his countenance, and general affable manners, were in marked contrast to the little man who proceeded to introduce himself by presenting the letter already referred to. Apparently about thirty-five years of age; dark complexion; with deep-set ferret-like eyes, partially concealed by a pair of pince-nez; dark-brown short-cropped hair, thin on the top; clean shaven cheeks, but a heavy cavalry moustache; and a stooping gait,—he had all the appearance of one who had lived "fast," and missed his mark in life's struggle for existence.

After a second perusal of the letter presented,—which, to judge by the expression of his countenance, had come upon him as a surprise, and did not seem to please him,—he turned to his interviewer and remarked, somewhat absently, as if he scarcely knew what to say, "I think the best thing I can do is to introduce you to the clerks and staff generally, for which purpose, if you will excuse me for a few moments, I will go and prepare them."

"Very well," was all the reply the other made, as Mr. Houghton, without another word, left the office.

Calling a clerk named Kenway, who happened to be passing, and who was distantly related to him, he hastily directed him to summon the other clerks to meet him at once in his office. Full of curiosity, and a-tiptoe with expectation as to what was impending, there was soon assembled an anxious and eager group of men, quietly canvassing the possibilities and probabilities of the situation.

On the entrance of Mr. Houghton it was at once seen that something unusual had occurred, as he appeared to be very much agitated, and to have lost command of that calmness and ease which it was his general habit to assume. With manifest anxiety to get through an unpleasant task with the least possible delay he advanced, and, leaning heavily upon his desk, said—

"Gentlemen, I have had you called together thus hurriedly, because I thought it only right that you should hear the fact from my own lips that I am intending shortly to resign my position here as manager."

A half-suppressed murmur of regret went round the assembled clerks, which was, however, allowed to pass unnoticed, as, scarcely able to restrain the tears which filled his eyes, and in an all but inaudible voice, he continued—

"Yes; after serving the firm for upwards of fifty years, it is with their approval that I shall in six months retire, and endeavour to take life a little easier. I have to thank you all for the assistance you have always rendered me; and, in bidding you farewell, I propose to introduce you to my successor, who is now here with a letter of introduction from Broadstone."

Only half realising what they had just heard, one or two managed to give expression to their sincere regret at the intelligence so abruptly conveyed, together with the earnest hope that he would long live to enjoy the rest and ease he was looking forward to, and had so well earned, when they were again left alone to separate, and speculate upon what had been so suddenly communicated.

On returning to the office in which he had left his visitor, all traces of the emotion so recently evinced had disappeared from Mr. Houghton's face, and he proceeded to discuss the situation, and to unfold the working of the business with his usual calmness and clearness.

But the contemplated interview with the employés of the establishment was for the present declined by his visitor, under the pretence that, being so new to everything and everybody, he was not quite prepared for such an ordeal as that would seem to involve. On taking his leave, soon after, it was with the promise that he would pay a further visit very shortly.

The news, which spread throughout the "house," created no little consternation; whilst everywhere and by everyone it was received with the most unqualified expressions of regret, Mr. Houghton being a man held in universal esteem by all who knew him.

As opportunity offered, throughout the remainder of the day, little groups were to be observed in the various departments, discussing the pros and