hard as that?" the girl wanted to know.

"Congress, I guess," laughed Dave, "but acting, very likely, on the advice of a lot of old admirals who are through themselves, and who expect the youngsters to know as much as the very admirals. Why, Belle, when I was a few years younger, and first began to dream about going to the Naval Academy I had a mental picture of a very jolly life, in which we sailed the seas and absorbed our knowledge. I had an idea that the midshipman's life was made up mainly of jolly larks ashore and afloat, with plenty of athletics to keep us from ever feeling dull. Of course, I knew we had to do some studying, but I didn't imagine the studies would be hard for a chap who had already gone through a good High School."

"Your High School studies did help, didn't they?" demanded Belle.

"They helped somewhat in the exams, to enter Annapolis, but they've never helped me with any of the studies that I've had to tackle as a midshipman."

"Oh, well, you'll get through," the girl predicted with cheery confidence.

"I shall, if it's really in me," Dave promised. "But I'm not going to do any bragging, Belle, until I'm safely through and have been out of the woods for a long time."

"And you won't do any bragging then, either. It isn't in your line.
What's Dan Dalzell going to do while he's home on leave?"

"Sleep, he says."

"The lazy boy!"

"No, he's a tired boy, Belle. I think the past year has been even just a little harder on him than it has on me. However, of course Dan won't really sleep. He'll be out by this afternoon. Just now I imagine that he's talking like wildfire with his mother."

It was a wrong guess, however. Just then the telephone sounded in the next room, and Belle went to answer it.

"It's your shipmate, Dan," she called laughingly. "He wants to talk with you, Dave."

"I wonder how the fellow ever guessed that I was here," smiled Darrin, as he hastily joined Belle at the 'phone.

"Hello," hailed Dalzell at the other end of the wire. "Going to do anything in particular this afternoon, David, little giant?"

"Yes; I hope to make myself more or less agreeable to Miss Meade."

"A small crowd won't be any bar to that, eh?" Dan wanted to know.

"Not if the crowd and the occasion are agreeable to Miss Meade."

"Well, you know Foss and Canty?"

"Two of our old High School boys? Yes."

"Foss has a new gasoline launch; he says it's a beauty, and he wants us to invite Miss Meade and Miss Bentley, to join them and a couple of the former High School girls for a couple of hours' cruise on the river. What say you?"

"What does Belle say, you mean. Wait a moment, and I'll ask her."

Darrin explained the invitation.

"Why, if it will be pleasant for you, Dave, I shall be delighted to go,"
Belle answered.

"It's all right," Dave called back over the 'phone. "What's the hour for the start!"

"Two o'clock," Dan answered.

"All right, then; will you ask Laura Bentley, or shall we, from here?"

"I've already asked Laura," Dalzell replied. "She accepted on condition that Belie did. Now I'll ring up Laura and tell her that it's all arranged."

"It'll be a pleasant trip for you, won't it!" inquired Belle, half-anxiously. "Or do you get too much of boats in your working year?"

"I shall be glad to be anywhere that you are," Dave replied gallantly. "The form of entertainment doesn't matter to me as long as it appeals to you."

At two o'clock the young people met at the float of the Boat Club house on the river's bank.

On the way across town Dave had been noting the direction and force of the wind. He didn't altogether like it, but didn't say anything. At the float he found Tom Foss, Ab Canty, Ella Wright and Susie Danes awaiting the midshipmen and their fair companions.

"All ready and waiting for you amateur sailors," called Foss laughingly.
"And here's the boat. Say, isn't she really a beauty?"

"Good lines," nodded Dave Darrin. "And she looks speedy. But you've changed your mind about going out this afternoon, haven't you, Foss?"

"Why?" demanded the young fellow, in very evident astonishment.

"Look at the water," responded Dave, pointing to the white-caps, which were running rather high for an inland stream.

"Pooh! You're not afraid of a little foam on top of the water, are you?" demanded Foss.

"The waves are running pretty high for the inches of freeboard that your boat has," remarked Darrin quietly. "And look at the sky to windward. There's a bit more blow coming out of those clouds yet."

"Say, what do they teach you at Annapolis?" grinned Foss. "To go sailing only in calm weather?"

"Since you ask," Dave replied as quietly as before, though a slight flush mounted to his face, "one of the things they teach us at the Naval Academy is consideration for women. Now, if just we four fellows were going out, I wouldn't say a word."

"Don't think we girls are afraid," broke in Belle with spirit.

"I'm well aware that you're not afraid," Darrin replied turning and looking at her. "But I'm afraid, Belle of what I might think of myself afterwards, if I were a party to taking you out in this boat when the river is running so much to whitecaps."

"Do you think the boat is one of the kind that will turn turtle and sink the crowd?" demanded Tom Foss, flushing in turn. "I tell you, Darrin, the craft is as tight and sound, and as manageable, as any boat of her length to be found anywhere on fresh water."

"She is a fine boat," Dave assented; "but I don't feel like being responsible for what may happen to the young lady who is more especially under my escort and care. There's too big a chance of danger this afternoon, Foss."

"Pooh, Mr. Sailor!" laughed Ella Wright. "I'll show you that some folks who don't know what Annapolis looks like are not frightened by toy waves."

Miss Ella thereupon stepped into the launch and seated herself. Miss
Susie followed.

"Aren't you people going?" asked Ab Canty.

"I'm not going if Dave considers it so unwise that he'd be worried about our safety," Belle answered promptly.

"Going, Laura?" called Foss.

"No, though I thank you," Miss Bentley replied. "If Mr. Darrin objects on the score of safety I'm not going to torment him by disregarding his opinion."

"I'm of about the same opinion as Darrin, if anyone cares to know," broke in Dan Dalzell.

Tom Foss looked at the other half of his party quizzically, then called to Canty.

"Cast off, Ab. Ha, ha! I never thought to see United States sailors and embryo Naval officers so much afraid of a little tossing water."

Chug-chug! Ella and Susie were laughing a bit teasingly as the motor started and the little craft darted away from the float and took to the waves beyond.

Dave did not answer. Instead, he gripped Dan's nearer wrist, muttering:

"Don't you say it, Danny!"

"Say what?"

"Whatever hot words were coming to your lips. As long as we feel that we're right in not risking Belle and Laura, never mind what the others think and say."

"This breeze is so fine," suggested Laura, "what do you say