duration could be measured in days and years, though the number of the years might mount high into the thousands and tens of thousands.

It was at this point that the practice of indulgences united with the theory of the Sacrament of Penance. The indulgences had to do with the "satisfaction." [19] They might be "partial," remitting only a portion of the penalties, measured by days or years of purgatory; or they might be "plenary," remitting all penalties due in this world or the next. In theory, however, no indulgence could remit the guilt or the eternal penalty of sin,[20] and the purchaser of an indulgence was not only expected to confess and be absolved, but he was also supposed to be corde contritus, i. e., "truly penitent." [21] A rigid insistence on the fulfilment of these conditions would have greatly restricted the value of the indulgences as a means of gain, for the right to hear confession and grant absolution belonged to the parish-priests. Consequently, it became the custom to endow the indulgence-vendors with extraordinary powers. They were given the authority to hear confession and grant absolution wherever they might be, and to absolve even from the sins which were normally "reserved" for the absolution of the higher Church authorities.

The demand for contrition was somewhat more difficult to meet. But here too there was a way out. Complete contrition included love to God as its motive, and the truly contrite man was not always easy to find; but some of the scholastic Doctors had discovered a substitute for contrition in what they called "attrition." viz., incomplete contrition, which might have fear for a motive, and which the Sacrament of Penance could transform into contrition. When, therefore, a man was afraid of hell or of purgatory, he could make his confession to the indulgence-seller or his agent, receive from him the absolution which gave his imperfect repentance the value of true contrition, released him from the guilt of sin, and changed its eternal penalty to a temporal penalty; then he could purchase the plenary indulgence, which remitted the temporal penalty, and so in one transaction, in which all the demands of the Church were formally met, he could become sure of heaven. Thus the indulgence robbed the Sacrament of Penance of its ethical content.

Furthermore, indulgences were made available for souls already in purgatory. This kind of indulgence seems to have been granted for the first time in 1476. It had long been been that the prayers of the living availed to shorten the pains of the departed, and the institution of masses for the dead was of long standing; but it was not without some difficulty that the Popes succeeded in establishing their claim to power over purgatory. Their power over the souls of the living was not disputed. The "Power of the Keys" had been given to Peter and transmitted to his successors; the "Treasury of the Church," [22] i. e., the merits of Christ and of the Saints, was believed to be at their disposal, and it was this treasury which they employed in the granting of indulgences;[23] but it seemed reasonable to suppose that their jurisdiction ended with death. Accordingly, Pope Sixtus IV, in 1477, declared that the power of the Pope over purgatory, while genuine, was exercised only per modum sufiragii, "by way of intercession." [24] The distinction was thought dogmatically important, but to the layman, who looked more to results than to methods, the difference between intercession and jurisdiction was trifling. To him the important thing was that the Pope, whether by jurisdiction or intercession, was able to release the soul of a departed Christian from the penalties of purgatory. It is needless to say that these indulgences for the dead were eagerly purchased. In filial love and natural affection the indulgence vendor had powerful allies.

3. The Indulgence of 1515.—The XCV Theses were called forth by the preaching of the "Jubilee Indulgence" [25] of 1510, which was not placed on sale in central Germany until 1515. The financial needs of the papacy were never greater than in the last years of the XV. and the first years of the XVI. Century, and they were further increased by the resolve of Julius II. to erect a new church of St. Peter, which should surpass in magnificence all the churches of the world. The indulgence of 1510 was an extraordinary financial measure, the proceeds of which were to pay for the erection of the new Basilica, but when Julius died in 1513, the church was not completed, and the money had not been raised. The double task was bequeathed to his successor, Leo X. On the 31st of March, 1515, Leo proclaimed a plenary indulgence for the Archbishops of Magdeburg and Mainz, and appointed Albrecht, of Brandenburg, who was the incumbent of both sees and of the bishopric of Halberstadt as well, Commissioner for the sale of this indulgence. By a secret agreement, of which Luther was, of course, entirely ignorant, one-half of the proceeds was to be paid to the Fuggers of Ausburg on account of money advanced to the Archbishop for the payment of the fees to Rome, and of the sums demanded in consideration of a dispensation allowing him to occupy three sees at the same time; the other half of the proceeds was to go to the papal treasury to be applied to the building of the new church. The period during which the indulgence was to be on sale was eight years.

The actual work of organizing the "indulgence-campaign" was put into the hands of John Tetzel, whose large experience in the selling of indulgences fitted him excellently for the post of Sub-commissioner. The indulgence-sellers acted under the commission of the Archbishop and the directions of Tetzel, who took personal charge of the enterprise. The preachers went from city to city, and during the time that they were preaching the indulgence in any given place, all other preaching was required to cease.[26] They held out the usual inducements to prospective buyers. The plenary nature of the indulgence was made especially prominent, and the people were eloquently exhorted that the purchase of indulgence-letters was better than all good works, that they were an insurance against the pains of hell and of purgatory, that they availed for all satisfactions, even in the case of the most heinous sins that could be conceived.[27] "Confessional letters" [28] were one of the forms of this indulgence. They gave their possessor permission to choose his own confessor, and entitled him to plenary remission once in his life, to absolution from sins normally reserved, etc. The indulgences for the dead were zealously proclaimed, and the duty of purchasing for departed souls release from the pains of purgatory was most urgently enjoined. So great was the power of the indulgence to alleviate the pains of purgatory, that the souls of the departed were said to pass into heaven the instant that the coins of the indulgence-buyer jinked in the money-box.[29]

4. Luther's Protest—The Theses were Luther's protest against the manner in which this indulgence was preached, and against the Use conception of the efficacy of indulgences which the people obtained from such preaching. They were not his first protest, however. In a sermon, preached July 37th, 1516,[30] he had issued a warning against the false idea that a man who had bought an indulgence was sure of salvation, and had declared the assertion that souls could be bought out of purgatory to be "a piece of temerity." His warnings were repeated in other sermons, preached October 31st, 1516, and February 14th, 1517.[31] The burden of these warnings is always the same: the indulgences lead men astray; they incite to fear of God's penalties and not to fear of sin; they encourage false hopes of salvation, and make light of the true condition of forgiveness, vis., sincere and genuine repentance.

These warnings are repeated in the Theses. The preaching of indulgences has concealed the true nature of repentance; the first thing to