appurtenances to the home as electric refrigerators, washers, radios, water pumps and various devices and machines for use in connection with poultry keeping and vegetable growing.

Type of Buildings.—Especial attention should be given to the adaptability to the buyer’s needs of the residence and the other buildings that may already be in existence. If the plot being considered is on a main highway, it is highly desirable to have the residence located back from the highway a hundred feet or more as a means of eliminating noise and promoting safety especially if children are in the family. The location of a home directly on one of the main arteries of traffic destroys many of the advantages of country life, owing to the distracting noises that accompany intensive truck and passenger traffic.

The age of buildings and their previous care have a direct relation to their value, particularly if they are of frame construction. If the buildings have been standing for a number of years, full allowance must be made for depreciation and repairs incident to weathering and long usage. The actual investment represented in a building erected under war or post-war conditions may not be in line with present values. In measuring the value of the principal buildings that are already on a tract, careful consideration should be given to the cost of replacement. Consideration should be given also to the outbuildings that may be on such a place. Instead of being an asset to the property, they may be a distinct liability if they are not directly useful to the intending purchaser. From the standpoint of economy of maintenance and generally good appearance, it is much better to have one building serve a number of purposes than to have a number on different parts of the property, adding to the cost of maintenance and multiplying steps.

Educational Facilities.—Where there are children in the family, the location of schools and the facilities which they offer should be investigated by the prospective buyer. It is desirable to locate as near to schools as possible. In recent years there has been a strong tendency throughout the country to do away with local schools and to consolidate educational facilities in one building. Coupled with this trend is the free transportation of pupils to consolidated schools. Therefore, it is highly important to locate either near a school which will be kept in operation or where transportation facilities are available to and from the home and the school. It should be said that the trend toward consolidation of schools has carried with it great benefits to children who live in the open country by affording them educational facilities that are not exceeded by most city schools.

Community Advantages.—The community, in addition to educational facilities that are available, should include those opportunities that appeal especially to the family. The accessibility of the church of one’s preference should not be overlooked, and the general type of community life is highly important too. Some communities are known for the law-abiding proclivities of their residents while others do not have a savory reputation from the standpoint of the peace and security of their more respectable inhabitants. One should establish a residence in the community with the thought that he is to become a factor in the life of that community. He should be sure that there is a genuine spirit of healthy and cooperative activity which constantly tends to upbuild the neighborhood, by keeping out or suppressing undesirable elements and by developing a concerted feeling of responsibility for the welfare of all who live within its boundaries.

A resident of a city moving to the country frequently finds a difference in his neighbors’ viewpoint that surprises him. There is, and must be, in the rural community a closer relationship between the people in that community than ever exists in an apartment dwelling in the city. In the country, one’s neighbors are apt to show a surprising amount of friendly interest in one’s doings, since the whole trend of the community is based upon the actions and attitude of the relatively few people who live within it. It should be repeated, therefore, that the type of community and the facilities which the people of that community have developed should be given careful attention by the prospective resident and he should determine for himself whether the particular community that he has in mind is in accord with his ideas and ideals. To be out of step with the community in which one lives is apt to create dissatisfactions and a critical attitude on both sides that is not conducive to happiness.

A home in the country has more of the attributes of genuine ownership than has a home anywhere else. The country home must be established with an idea of permanence and of becoming really rooted in the soil where one locates, if the true benefits of rural home ownership are to be secured.

Chapter III

FINANCING AND PROTECTING THE INVESTMENT

Acquiring land for residence and for subsistence calls for the exercise of good business judgment. Not only must the site and general location be acceptable to the family, but the investment involved should be within the capacity of the owner to finance without undue strain on his resources. It should be recognized that there will be ordinary living expenses to be met in the country and perhaps some extraordinary demands resulting from emergencies. Consequently, adequate thought and preparation must be made for financing the investment and making sure, as far as that is possible, that the investment in a country home will not be lost through inability to meet possible contingencies.

It goes without saying that the capital investment should be kept as low as possible. Wherever feasible, the cash available should