taken away from them. But other people also take out licences, such as tobacconists, pawnbrokers, grocers, and wine sellers, yet when these traders are disturbed or disestablished, compensation is never suggested.

Let us see what has happened in Birmingham. When the grand new street was made the traffic to the northern part of the town was largely diverted from other thoroughfares, and the consequence was that streets and passages that were once busy highways and byways were soon comparatively deserted. Shops became tenantless, or had to be let at greatly reduced rents. Indeed, the depreciation of property in the localities referred to is said to have been at least thirty per cent. Yet the owners had no redress.

Of course it usually happens that when large reforms are effected the noble work is done at somebody's inconvenience or cost. It is the inevitable result, and people who are not sufferers shrug their shoulders and complacently remark that the few must be sacrificed for the benefit of the many. It is delightfully easy to be philosophical and even philanthropic when our own pockets, feelings, and interests are not concerned. The last new great Improvement Scheme would, of course, be a great thing for Birmingham; it would also shed a considerable amount of glory on its authors; it would likewise put a good deal of power into the hands of its administrators, and not a little money into the pockets of professional men. If some few persons had to suffer in order to bring about such splendid results they must try to be patriotic, noble citizens, or else grin and bear their discomfiture! Those, however, who were despoiled of their businesses, or who found their property seriously depreciated, were not likely to be consoled by such buttered comfort. They raised their voices in impotent protest, and denounced Mr. Chamberlain and all his works.

We do not hear very much of the Artisans' Dwellings Act now, but any towns that contemplate adopting it should profit by the experience of Birmingham, consider its full scope and meaning, and count the cost. The city of Birmingham has applied the Act in connection with its last great Improvement Scheme, and it now remains to be seen what the results, in a commercial sense, will be. The present and succeeding generation, at least, will have to pay off some heavy obligations in the next sixty or seventy years, and then the city should he immensely the richer for its enterprising policy. I say it should be, and probably it will be, but there is a fair-sized "if" to be considered.

It seems to be taken as a matter of course that Birmingham will go on developing and prospering in the future as it has in the past. And it may be fairly presumed that it will do so. This, however, must not be taken exactly as a matter of positive certainty. There are some indications that there may be a pause in the material prosperity of the city by and by—a limit to its progressiveness. If so, the enterprises of our authorities may not prove so advantageous as has been reckoned upon. Partly owing to high rates and the cost of carriage, manufacturers are removing factories outside the city, and in some cases, where they have a large foreign trade, nearer to the seaboard. If this exodus continues and increases it is easy to see that the effect will be to diminish the population, and this in time will affect the value of property. The manufactures of Birmingham are, however, so numerous and so varied there is reason for hope that any circumstances that may apparently show a standstill condition will only be temporary, and that in all general revivals of trade the city will participate.

Whatever may happen, we know the city in the middle of the next century will come in for a fine heritage of reversions, and it is fair to presume that posterity will greatly benefit by the Improvement Scheme fathered by Mr. Chamberlain. In the meantime the citizens—at least, those who bestow much thought upon such matters—shake their heads at the load of debt Birmingham bears upon its shoulders, and chafe at the high rates. It is, however, pointed out to the malcontents that they live in a healthier place than Birmingham used to be, and, further, that the city, owing to its improved character and appearance, attracts more visitors, and this increases local trade.

Of this latter fact there can be little dispute. The new order of things has led to a new and, in some cases, better class of shops being established, and these attract a better class of customers. At one time residents in the adjoining counties looked down upon Birmingham shopkeepers, and would say rather contemptuously that they never "shopped" in this city, but went to Leamington, Cheltenham, or London to make their purchases. But we do not hear so much of this now. On the contrary, I have heard of people—even aristocratic people—who actually say that they now, for many reasons, prefer to "shop" in Birmingham rather than go to London. Of course this is not an ordinary circumstance—for Birmingham has not yet a Bond Street or Regent Street; still, exceptional though it may be, it indicates a change of feeling and shows that, in one sense at all events, Birmingham is on the rise.

The increased number of large and important shops in central Birmingham has led to the formation of trading establishments and Stores of the latest order of development. There are now large shops of the "universal provider" type, where they sell everything from blacking to port wine, and where you see silk mantles in one window and sausages in another.

Some of us rather preferred the old order of things. We liked and still like to go to shops kept by tradesmen who have been brought up to certain lines of business, and who know from actual knowledge and experience what they are buying and selling. But in these large new shops and Stores people sell you almost everything without having any special knowledge of anything. They recommend this, that, and the other, but you have often good reason to know that it is not from any experience of the commodities they offer, but only the tradesman's instinct and desire to dispose of what he wants most to sell rather than what his customers may most wish to buy.

Such is the new style of large shopkeeping, and it is not, of course, peculiar to Birmingham. It must be owned, however, that it means cheapness, and also that it has been largely developed by the new order of things brought about by the recent street improvements in the city.

IV.

ECCE MR. CHAMBERLAIN.

Having said so much of what Mr. Chamberlain has done in, and for, Birmingham, perhaps I may be permitted to say a few words, "mostly all" my own, respecting a much biographed man. Although Mr. Chamberlain is so prominently identified with Birmingham and Birmingham with him, it is well known that he is not a native of the place. He was born in London in 1836, and came to Birmingham in 1854. We took him in and he did for us. His father joined the well-known firm of Nettlefold, the wood screw makers, and in the course of time his eldest son, Joseph, succeeded him. Mr. Joseph Chamberlain soon found his feet in trade, and by his business acumen, his foresight, capacity, and shrewdness he advanced the business, which had already been highly successful, to a rare pitch of prosperity.

At one time I saw and heard much of Mr. Chamberlain, especially in the earlier part of his Birmingham public career. He was always what he is now—a sharp, smart, and ready man. A man to inspire admiration and confidence. There was always a promptness and "all thereness" in his nature, with a decided touch of self-reliance, and I may even say audacity. In fact, without intending any reflection upon him, I might perhaps suggest that he could appropriately take as his motto "De l'audace, encore de l'audace, et