now, but the thing I come in fer,' I says, 'leavin' out the pleasure of havin' a talk with you, was to say that I'd take that morgige off'm your hands.'

"Wa'al, sir, he, he, he, he! Scat my——! At that he looked at me fer a minute with his jaw on his neck, an' then he hunched himself, 'n drawed in his neck like a mud turtle. 'No,' he says, 'I ain't sufferin' fer the money, an' I guess I'll keep the morgige. It's putty near due now, but mebbe I'll let it run a spell. I guess the secur'ty's good fer it.' 'Yes,' I says, 'I reckon you'll let it run long enough fer the widder to pay the taxes on't once more anyhow; I guess the secur'ty's good enough to take that resk; but how 'bout my secur'ty?' I says. 'What d'you mean?' he says. 'I mean,' says I, 'that I've got a second morgige on that prop'ty, an' I begin to tremble fer my secur'ty. You've jes' told me,' I says, 'that you're goin' to foreclose an' I cal'late to protect myself, an' I don't cal'late,' I says, 'to have to go an' bid on that prop'ty, an' put in a lot more money to save my investment, unless I'm 'bleeged to—not much! an' you can jes' sign that morgige over to me, an' the sooner the quicker,' I says."

David brought his hand down on his thigh with a vigorous slap, the fellow of the one which, John could imagine, had emphasized his demand upon Swinney. The story, to which he had at first listened with polite patience merely, he had found more interesting as it went on, and, excusing himself, he brought up a stool, and mounting it, said, "And what did Swinney say to that?" Mr. Harum emitted a gurgling chuckle, yawned his quid out of his mouth, tossing it over his shoulder in the general direction of the waste basket, and bit off the end of a cigar which he found by slapping his waistcoat pockets. John got down and fetched him a match, which he scratched in the vicinity of his hip pocket, lighted his cigar (John declining to join him on some plausible pretext, having on a previous occasion accepted one of the brand), and after rolling it around with his lips and tongue to the effect that the lighted end described sundry eccentric curves, located it firmly with an upward angle in the left-hand corner of his mouth, gave it a couple of vigorous puffs, and replied to John's question.

"Wa'al, 'Zeke Swinney was a perfesser of religion some years ago, an' mebbe he is now, but what he said to me on this pertic'ler occasion was that he'd see me in hell fust, 'an then he wouldn't.

"'Wa'al,' I says, 'mebbe you won't, mebbe you will, it's alwus a pleasure to meet ye,' I says, 'but in that case this morgige bus'nis 'll be a question fer our executors,' I says, 'fer you don't never foreclose that morgige, an' don't you fergit it,' I says.

"'Oh, you'd like to git holt o' that prop'ty yourself. I see what you're up to,' he says.

   David Harum, Act II

"'Look a-here, 'Zeke Swinney,' I says, 'I've got an int'rist in that prop'ty, an' I propose to p'tect it. You're goin' to sign that morgige over to me, or I'll foreclose an' surrygate ye,' I says, 'unless you allow to bid in the prop'ty, in which case we'll see whose weasel-skin's the longest. But I guess it won't come to that,' I says. 'You kin take your choice,' I says. 'Whether I want to git holt o' that prop'ty myself ain't neither here nor there. Mebbe I do, an' mebbe I don't, but anyways,' I says, 'you don't git it, nor wouldn't ever, for if I can't make you sign over, I'll either do what I said or I'll back the widder in a defence fer usury. Put that in your pipe an' smoke it,' I says.

"'What do you mean?' he says, gittin' half out his chair.

"'I mean this,' I says, 'that the fust six months the widder couldn't pay she gin you ten dollars to hold off, an' the next time she gin you fifteen, an' that you've bled her fer shaves to the tune of sixty odd dollars in three years, an' then got your int'rist in full.'

"That riz him clean out of his chair," said David. "'She can't prove it,' he says, shakin' his fist in the air.

"'Oh, ho! ho!' I says, tippin' my chair back agin the wall. 'If Mis' Cullom was to swear how an' where she paid you the money, givin' chapter an' verse, and showin' her own mem'randums even, an' I was to swear that when I twitted you with gittin' it you didn't deny it, but only said that she couldn't prove it, how long do you think it 'ould take a Freeland County jury to find agin ye? I allow, 'Zeke Swinney,' I says, 'that you wa'n't born yestid'y, but you ain't so old as you look, not by a dum sight!' an' then how I did laugh!

"Wa'al," said David, as he got down off the stool and stretched himself, yawning, "I guess I've yarned it enough fer one day. Don't fergit to send Mis' Cullom that notice, an' make it up an' up. I'm goin' to git the thing off my mind this trip."

"Very well, sir," said John, "but let me ask, did Swinney assign the mortgage without any trouble?"

"O Lord! yes," was the reply. "The' wa'n't nothin' else fer him to do. I had another twist on him that I hain't mentioned. But he put up a great show of doin' it to obleege me. Wa'al, I thanked him an' so on, an' when we'd got through I ast him if he wouldn't step over to the 'Eagil' an' take somethin', an' he looked kind o' shocked an' said he never drinked nothin'. It was 'gin his princ'ples, he said. Ho, ho, ho, ho! Scat my——! Princ'ples!" and John heard him chuckling to himself all the way out of the office.

CHAPTER II

Considering John's relations with David Harum, it was natural that he should wish to think as well of him as possible, and he had not (or thought he had not) allowed his mind to be influenced by the disparaging remarks and insinuations which had been made to him, or in his presence, concerning his employer. He had made up his mind to form his opinion upon his own experience with the man, and so far it had not only been pleasant but favorable, and far from justifying the half-jeering, half-malicious talk that had come to his ears. It had been made manifest to him, it was true, that David was capable of a sharp bargain in certain lines, but it seemed to him that it was more for the pleasure of matching his wits against another's than for any gain involved. Mr. Harum was an experienced and expert horseman, who delighted above all things in dealing in and trading horses, and John soon discovered that, in that community at least, to get the best of a "hoss-trade" by almost any means was considered a venial sin, if a sin at all, and the standards of ordinary business probity were not expected to govern those transactions.

David had said to him once when he suspected that John's ideas might have sustained something of a shock, "A hoss-trade ain't like anythin' else. A feller may be straighter 'n a string in ev'rythin' else, an' never tell the truth—that is, the hull truth—about a hoss. I trade hosses with hoss-traders. They all think they know as much as I do, an' I dunno but what they do. They hain't learnt no diff'rent anyway, an' they've had chances enough. If a feller come to me that didn't think he knowed anythin' about a hoss, an' wanted to buy on the square, he'd git, fur's I knew, square treatment. At any rate I'd tell him all 't I knew. But when one o' them smart Alecks comes along an'