cal'lates to do up old Dave, why he's got to take his chances, that's all. An' mind ye," asserted David, shaking his forefinger impressively, "it ain't only them fellers. I've ben wuss stuck two three time by church members in good standin' than anybody I ever dealed with. Take old Deakin Perkins. He's a terrible feller fer church bus'nes; c'n pray an' psalm-sing to beat the Jews, an' in spiritual matters c'n read his title clear the hull time, but when it comes to hoss-tradin' you got to git up very early in the mornin' or he'll skin the eye-teeth out of ye. Yes, sir! Scat my——! I believe the old critter makes hosses! But the deakin," added David, "he, he, he, he! the deakin hain't hardly spoke to me fer some consid'able time, the deakin hain't. He, he, he!

   David Harum, Act III

"Another thing," he went on, "the' ain't no gamble like a hoss. You may think you know him through an' through, an' fust thing you know he'll be cuttin' up a lot o' didos right out o' nothin'. It stands to reason that sometimes you let a hoss go all on the square—as you know him—an' the feller that gits him don't know how to hitch him or treat him, an' he acts like a diff'rent hoss, an' the feller allows you swindled him. You see, hosses gits used to places an' ways to a certain extent, an' when they're changed, why they're apt to act diff'rent. Hosses don't know but dreadful little, really. Talk about hoss sense—wa'al, the' ain't no such thing."

Thus spoke David on the subject of his favorite pursuit and pastime, and John thought then that he could understand and condone some things he had seen and heard, at which at first he was inclined to look askance. But this matter of the Widow Cullom's was a different thing, and as he realized that he was expected to play a part, though a small one, in it, his heart sank within him that he had so far cast his fortunes upon the good will of a man who could plan and carry out so heartless and cruel an undertaking as that which had been revealed to him that afternoon. He spent the evening in his room trying to read, but the widow's affairs persistently thrust themselves upon his thoughts. All the unpleasant stories he had heard of David came to his mind, and he remembered with misgiving some things which at the time had seemed regular and right enough, but which took on a different color in the light in which he found himself recalling them. He debated with himself whether he should not decline to send Mrs. Cullom the notice as he had been instructed, and left it an open question when he went to bed.

He wakened somewhat earlier than usual to find that the thermometer had gone up, and the barometer down. The air was full of a steady downpour, half snow, half rain, about the most disheartening combination which the worst climate in the world—that of central New York—can furnish. He passed rather a busy day in the office in an atmosphere redolent of the unsavory odors raised by the proximity of wet boots and garments to the big cylinder stove outside the counter, a compound of stale smells from kitchen and stable.

After the bank closed he dispatched Peleg Hopkins, the office boy, with the note for Mrs. Cullom. He had abandoned his half-formed intention to revolt, but had made the note not only as little peremptory as was compatible with a clear intimation of its purport as he understood it, but had yielded to a natural impulse in beginning it with an expression of personal regret—a blunder which cost him no little chagrin in the outcome.

Peleg Hopkins grumbled audibly when he was requested to build the fires on Christmas day, and expressed his opinion that "if there warn't Bible agin workin' on Chris'mus, the' 'd ort ter be"; but when John opened the door of the bank that morning he found the temperature in comfortable contrast to the outside air. The weather had changed again, and a blinding snowstorm, accompanied by a buffeting gale from the northwest, made it almost impossible to see a path and to keep it. In the central part of the town some tentative efforts had been made to open walks, but these were apparent only as slight and tortuous depressions in the depths of snow. In the outskirts the unfortunate pedestrian had to wade to the knees.

   David Harum, Act III

As John went behind the counter his eye was at once caught by a small parcel lying on his desk, of white note paper, tied with a cotton string, which he found to be addressed, "Mr. John Lenox, Esq., Present," and as he took it up it seemed heavy for its size.

Opening it, he found a tiny stocking, knit of white wool, to which was pinned a piece of paper with the legend, "A Merry Christmas from Aunt Polly." Out of the stocking fell a packet fastened with a rubber strap. Inside were five ten-dollar gold pieces and a slip of paper on which was written, "A Merry Christmas from Your Friend David Harum." For a moment John's face burned, and there was a curious smarting of the eyelids as he held the little stocking and its contents in his hand. Surely the hand that had written "Your Friend" on that scrap of paper could not be the hand of an oppressor of widows and orphans. "This," said John to himself, "is what he meant when he 'supposed it wouldn't take me long to find out what was in my stocking.'"

The door opened and a blast and whirl of wind and snow rushed in, ushering the tall, bent form of the Widow Cullom. The drive of the wind was so strong that John vaulted over the low cash counter to push the door shut again. The poor woman was white with snow from the front of her old worsted hood to the bottom of her ragged skirt.

"You are Mrs. Cullom?" said John. "Wait a moment till I brush off the snow, and then come to the fire in the back room. Mr. Harum will be in directly, I expect."

"Be I much late?" she asked. "I made 's much haste 's I could. It don't appear to me 's if I ever see a blusteriner day, 'n I ain't as strong as I used to be. Seemed as if I never would git here."

"Oh, no," said John, as he established her before the glowing grate of the Franklin stove in the back parlor, "not at all. Mr. Harum has not come in himself yet. Shall you mind if I excuse myself a moment while you make yourself as comfortable as possible?" She did not apparently hear him. She was trembling from head to foot with cold and fatigue and nervous excitement. Her dress was soaked to the knees, and as she sat down and put up her feet to the fire John saw a bit of a thin cotton stocking and her deplorable shoes, almost in a state of pulp. A snow-obliterated path led from the back door of the office to David's house, and John snatched his hat and started for it on a run. As he stamped off some of the snow on the veranda the door was opened for him by Mrs. Bixbee. "Lord sakes!" she exclaimed. "What on earth be you cavortin' 'round for such a mornin' 's this without no overcoat, an' on a dead run? What's the matter?"

"Nothing serious," he answered, "but I'm in a great hurry. Old Mrs. Cullom has walked up from her house to the office, and she is wet through and almost perished. I thought you'd send her some dry shoes and stockings, and an old shawl or blanket to keep her wet skirt off her knees, and a drop of whisky or something. She's all of a tremble, and I'm