her to do up her weddin' linens. Such smears av hand embridery an' Irish crochet she never see th' likes, Mis' Mulcahy says, and she's seen a lot. And as a special treat to the poor owld soul, why Minnie Wenzel lets her see some av her weddin' clo'es. There never yet was a woman who cud resist showin' her weddin' things to every other woman she cud lay hands on. Well, Mis' Mulcahy, she see that grand trewsow and she said she never saw th' beat. Dresses! Well, her going away suit alone comes to eighty dollars, for it's bein' made by Molkowsky, the little Polish tailor. An' her weddin' dress is satin, do yuh mind! Oh, it was a real treat for my aunt Mis' Mulcahy."

Birdie walked over to where Minnie Wenzel sat, very white and still, and pointed a stubby red finger in her face. "'Tis the grand manager ye are, Miss Wenzel, gettin' satins an' tailor-mades on yer salary. It takes a woman, Minnie Wenzel, to see through a woman's thricks."

"Well I'll be dinged!" exploded Jo Haley.

"Yuh'd better be!" retorted Birdie Callahan.

Minnie Wenzel stood up, her lip caught between her teeth.

"Am I to understand, Jo Haley, that you dare to accuse me of taking your filthy money, instead of that miserable ex-con there who has done time?"

"That'll do, Minnie," said Jo Haley, gently. "That's a-plenty."

"Prove it," went on Minnie, and then looked as though she wished she hadn't.

"A business college edjication is a grand foine thing," observed Birdie. "Miss Wenzel is a graduate av wan. They teach you everything from drawin' birds with tail feathers to plain and fancy penmanship. In fact, they teach everything in the writin' line except forgery, an' I ain't so sure they haven't got a coorse in that."

"I don't care," whimpered Minnie Wenzel suddenly, sinking in a limp heap on the floor. "I had to do it. I'm marrying a swell fellow and a girl's got to have some clothes that don't look like a Bird Center dressmaker's work. He's got three sisters. I saw their pictures and they're coming to the wedding. They're the kind that wear low-necked dresses in the evening, and have their hair and nails done downtown. I haven't got a thing but my looks. Could I go to New York dressed like a rube? On the square, Jo, I worked here six years and never took a sou. But things got away from me. The tailor wouldn't finish my suit unless I paid him fifty dollars down. I only took fifty at first, intending to pay it back. Honest to goodness, Jo, I did."

"Cut it out," said Jo Haley, "and get up. I was going to give you a check for your wedding, though I hadn't counted on no three hundred. We'll call it square. And I hope you'll be happy, but I don't gamble on it. You'll be goin' through your man's pants pockets before you're married a year. You can take your hat and fade. I'd like to know how I'm ever going to square this thing with Ted and Birdie."

"An' me standin' here gassin' while them fool girls in the dinin'-room can't set a table decent, and dinner in less than ten minutes," cried Birdie, rushing off. Ted mumbled something unintelligible and was after her.

"Birdie! I want to talk to you."

"Say it quick then," said Birdie, over her shoulder. "The doors open in three minnits."

"I can't tell you how grateful I am. This is no place to talk to you. Will you let me walk home with you to-night after your work's done?"

"Will I?" said Birdie, turning to face him. "I will not. Th' swell mob has shook you, an' a good thing it is. You was travelin' with a bunch of racers, when you was only built for medium speed. Now you're got your chance to a fresh start and don't you ever think I'm going to be the one to let you spoil it by beginnin' to walk out with a dinin'-room Lizzie like me."

"Don't say that, Birdie," Ted put in.

"It's the truth," affirmed Birdie. "Not that I ain't a perfec'ly respectable girrul, and ye know it. I'm a good slob, but folks would be tickled for the chance to say that you had nobody to go with but the likes av me. If I was to let you walk home with me to-night, yuh might be askin' to call next week. Inside half a year, if yuh was lonesome enough, yuh'd ask me to marry yuh. And b'gorra," she said softly, looking down at her unlovely red hands, "I'm dead scared I'd do it. Get back to work, Ted Terrill, and hold yer head up high, and when yuh say your prayers to-night, thank your lucky stars I ain't a hussy."

III

WHAT SHE WORE

Somewhere in your story you must pause to describe your heroine's costume. It is a ticklish task. The average reader likes his heroine well dressed. He is not satisfied with knowing that she looked like a tall, fair lily. He wants to be told that her gown was of green crepe, with lace ruffles that swirled at her feet. Writers used to go so far as to name the dressmaker; and it was a poor kind of a heroine who didn't wear a red velvet by Worth. But that has been largely abandoned in these days of commissions. Still, when the heroine goes out on the terrace to spoon after dinner (a quaint old English custom for the origin of which see any novel by the "Duchess," page 179) the average reader wants to know what sort of a filmy wrap she snatches up on the way out. He demands a description, with as many illustrations as the publisher will stand for, of what she wore from the bedroom to the street, with full stops for the ribbons on her robe de nuit, and the buckles on her ballroom slippers. Half the poor creatures one sees flattening their noses against the shop windows are authors getting a line on the advance fashions. Suppose a careless writer were to dress his heroine in a full-plaited skirt only to find, when his story is published four months later, that full-plaited skirts have been relegated to the dim past!

I started to read a story once. It was a good one. There was in it not a single allusion to brandy-and-soda, or divorce, or the stock market. The dialogue crackled. The hero talked like a live man. It was a shipboard story, and the heroine was charming so long as she wore her heavy ulster. But along toward evening she blossomed forth in a yellow gown, with a scarlet poinsettia at her throat. I quit her cold. Nobody ever wore a scarlet poinsettia; or if they did, they couldn't wear it on a yellow gown. Or if they did wear it with a yellow gown, they didn't wear it at the throat. Scarlet poinsettias aren't worn, anyhow. To this day I don't know whether the heroine married the hero or jumped overboard.

You see, one can't be too careful about clothing one's heroine.

I hesitate to describe Sophy Epstein's dress. You won't like it. In the first place, it was cut too low, front and back, for a shoe clerk in a downtown loft. It was a black dress, near-princess in style, very tight as to fit, very short as to skirt, very sleazy as to material. It showed all the delicate curves of Sophy's under-fed, girlish body, and Sophy didn't care a bit. Its most objectionable feature was at the throat. Collarless gowns were in vogue. Sophy's daring shears had gone a snip or two farther. They had cut a startlingly generous V. To say that the dress was elbow-sleeved is superfluous. I have said that Sophy clerked in a downtown loft.

Sophy sold "sample" shoes at two-fifty a pair, and from where you were standing you thought they looked just like the shoes that were sold in the regular shops for six. When Sophy sat on one of the low benches at the feet of some customer, tugging away at a refractory shoe for a would-be small foot, her shameless little gown exposed more than it should have. But few of Sophy's customers were shocked. They were mainly chorus girls and ladies of doubtful complexion in search of cheap and ultra footgear, and—to use a health term—hardened by exposure.

Have I told you how pretty she was? She was so pretty that you immediately forgave her the indecency of her pitiful little gown. She was pretty in a daringly demure fashion, like a wicked little Puritan, or a